FFWFFWC 54 FCF Margin % is 26.20% as of Jun. 2025, which is 13% below its 10-year median of 30.15. GuruFocus rates FFWC with a GF Score™ of 54/100 and a GF Value™ of $47.07 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, FFW ranks worse than 50.5% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. FFW's Free Cash Flow for the
six
months ended in Jun. 2025 was $5.59 Mil. FFW's Revenue for the
six
months ended in Jun. 2025 was $21.32 Mil. Therefore, FFW's FCF Margin % for the quarter that ended in Jun. 2025 was 26.20%.
The historical rank and industry rank for FFW's FCF Margin % or its related term are showing as below:
FFWC'
s FCF Margin % Range Over the Past 10 Years
Min: -42.26 Med: 30.15 Max: 74.57
Current: 26.2
During the past 13 years, the highest FCF Margin % of FFW was 74.57%. The lowest was -42.26%. And the median was 30.15%.
FFWC's FCF Margin % is ranked worse than 50.5% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs FFWC: 26.20
FFW FCF Margin % Related Terms
FFW FCF Margin % Historical Data
* Premium members only.
The historical data trend for FFW's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FFW's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FFW FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, FFW's FCF Margin % distribution charts can be found below:
* The bar in red indicates where FFW's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FFW (FFWC) has a FCF Margin % of 26.20% as of Jun. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FFW and its competitors. This is 13% below median its historical median of 30.15. According to the industry distribution chart, FFW ranks #760 out of 1505 companies in the Banks industry, placing it in the top 50.5%.
Is FFW's FCF Margin % too high?
FFW's current FCF Margin % of 26.20% is 13% below median its 10-year median of 30.15. The Banks industry median FCF Margin % is 26.55. FFW's value of 26.20% is 1.3% below this industry median. Based on the distribution chart, FFW ranks #760 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, FFW has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does FFW's FCF Margin % compare to MBKL and LSFG?
According to the Banks industry distribution chart, FFW ranks #760 out of 1505 companies for FCF Margin %. This places FFW in the lower half of its industry. The industry median FCF Margin % is 26.55. FFW's value of 26.20% is 1.3% below this benchmark. While the company's 10-year median is 30.15 vs. the industry median of 26.55, FFW has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FFW's current FCF Margin % of 26.20% is 1.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on FFW and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFW's current FCF Margin % is 26.20%, which is 13% below median its own 10-year median of 30.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFW stock overvalued right now?
Based on GuruFocus' analysis, FFW (FFWC) is currently considered Fairly Valued. The stock's GF Value™ is $47.07, compared to a current price of $51.70 — trading 9.8% above its estimated fair value. The current FCF Margin % is 26.20%, which is 13% below median its 10-year median of 30.15 and 1.3% below the Banks industry median of 26.55. FFW's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For FFW (FFWC), the current FCF Margin % is 26.20% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FFW (FFWC) Overvalued in 2026?
Based on GuruFocus' analysis, FFW stock appears to be overvalued.
The current stock price of $51.70 is trading 9.8% above its estimated GF Value™ of $47.07.
GuruFocus considers FFW to be Fairly Valued.
Key valuation signals for FFWC:
FCF Margin %: 26.20% (13% below median its 10-year median of 30.15)
GF Value™: $47.07 vs. price of $51.70 (9.8% above fair value)
Industry Position: 1.3% below the Banks median (#760 of 1505)
No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.
54GF Score
Get the complete analysis for FFWC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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