FFW (FFWC) ROC %: % (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FFWC FFW Corp FFWC
52 GF Score
Price $54.73
GF Value $47.28
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is FFW ROC %?

FFW FFWC 52 ROC % is % as of Jun. 2025. GuruFocus rates FFWC with a GF Score™ of 52/100 and a GF Value™ of $47.28 (Modestly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

FFWC
52GF Score
FFW Corp FFWC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
FFW (FFWC) has a ROC % of % as of Jun. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FFW and its competitors.
Is FFW's ROC % too high?
FFW's current ROC % is %. Overall, FFW has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FFW's ROC % compare to OSBK and BKFL?
FFW's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FFW and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FFW's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FFW stock overvalued right now?
Based on GuruFocus' analysis, FFW (FFWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.28, compared to a current price of $54.73 — trading 15.8% above its estimated fair value. The current ROC % is %. FFW's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For FFW (FFWC), the current ROC % is % as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FFW (FFWC) Overvalued in 2026?

Based on GuruFocus' analysis, FFW stock appears to be overvalued. The current stock price of $54.73 is trading 15.8% above its estimated GF Value™ of $47.28. GuruFocus considers FFW to be Modestly Overvalued.

Key valuation signals for FFWC:

  • ROC %: %
  • GF Value™: $47.28 vs. price of $54.73 (15.8% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the FFWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FFW Business Description

Address 1205 North Cass Street, Wabash, IN, USA, 46992
FFW Corp operates in the United States provides various financial products and services. The company offers various deposit services, digital banking, savings loans, mortgage loans, business loans, and insurance services. It earns its revenue from interest and dividends earned on loans, investment securities, and other financial securities. Its main office in Wabash and six Indiana banking centers located in Columbia City, North Manchester, Peru, South Whitley, Syracuse and Warsaw.
52GF Score

Get the complete analysis for FFWC

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.73
Price
$47.28
GF Value