VP Bank AG (XSWX:VPBN) Debt-to-Asset : 0.02 (As of Jun. 2026)

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XSWX:VPBN VP Bank AG XSWX:VPBN
65 GF Score
Price CHF94.20
GF Value CHF80.74
Valuation Modestly Overvalued
! 4 Warning Signs
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What is VP Bank AG Debt-to-Asset?

VP Bank AG XSWX:VPBN +2.84% 65 Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus rates XSWX:VPBN with a GF Score™ of 65/100 and a GF Value™ of CHF80.74 (Modestly Overvalued). The stock has 4 warning signs investors should review.

VP Bank AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF0.0 Mil. VP Bank AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF237.2 Mil. VP Bank AG's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was CHF11,453.3 Mil. VP Bank AG's debt to asset for the quarter that ended in Jun. 2026 was 0.02.

VP Bank AG  (XSWX:VPBN) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

VP Bank AG Debt-to-Asset Related Terms

VP Bank AG Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for VP Bank AG's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VP Bank AG Debt-to-Asset Chart

VP Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.03 0.02 0.02

VP Bank AG Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.02 0.02 0.02 0.02

XSWX:VPBN vs JPM, BAC, WFC: Debt-to-Asset Comparison

For the Banks - Diversified subindustry, VP Bank AG's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

VP Bank AG Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, VP Bank AG's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where VP Bank AG's Debt-to-Asset falls into.


XSWX:VPBN
65GF Score
VP Bank AG XSWX:VPBN
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VP Bank AG Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

VP Bank AG's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 230.114) / 10677.173
=0.02

VP Bank AG's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 237.172) / 11453.302
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
VP Bank AG (XSWX:VPBN) has a Debt-to-Asset of 0.02 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on VP Bank AG and its competitors.
Is VP Bank AG's Debt-to-Asset too high?
VP Bank AG's current Debt-to-Asset is 0.02. Overall, VP Bank AG has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's Debt-to-Asset compare to JPM and BAC?
VP Bank AG's Debt-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on VP Bank AG and its competitors. VP Bank AG's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF80.74, compared to a current price of CHF94.20 — trading 16.7% above its estimated fair value. The current Debt-to-Asset is 0.02. VP Bank AG's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current Debt-to-Asset is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of CHF94.20 is trading 16.7% above its estimated GF Value™ of CHF80.74. GuruFocus considers VP Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:VPBN:

  • Debt-to-Asset: 0.02
  • GF Value™: CHF80.74 vs. price of CHF94.20 (16.7% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

VP Bank AG Business Description

Other Exchanges VPBNz:UK0RG7:UK3VFN:Germany
Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
65GF Score

Get the complete analysis for XSWX:VPBN

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF94.20
Price
CHF80.74
GF Value