VP Bank AG (XSWX:VPBN) 3-Year Dividend Growth Rate: -7.20% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:VPBN VP Bank AG XSWX:VPBN
61 GF Score
Price CHF94.40
GF Value CHF78.93
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is VP Bank AG 3-Year Dividend Growth Rate?

VP Bank AG XSWX:VPBN -2.27% 61 3-Year Dividend Growth Rate is -7.20% as of Jun. 2026. GuruFocus rates XSWX:VPBN with a GF Score™ of 61/100 and a GF Value™ of CHF78.93 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 957 Banks companies, VP Bank AG ranks worse than 91.54% on this metric.

VP Bank AG's Dividends per Share for the six months ended in Jun. 2026 was CHF.

The historical rank and industry rank for VP Bank AG's 3-Year Dividend Growth Rate or its related term are showing as below:

XSWX:VPBN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -33.5   Med: 0   Max: 26
Current: -7.2

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of VP Bank AG was 26.00% per year. The lowest was -33.50% per year. And the median was 0.00% per year.

XSWX:VPBN's 3-Year Dividend Growth Rate is ranked worse than
91.54% of 957 companies
in the Banks industry
Industry Median: 10.1 vs XSWX:VPBN: -7.20

During the past 3 years, the average Dividends Per Share Growth Rate was -7.20% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -2.60% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 2.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

VP Bank AG's Dividend Payout Ratio for the six months ended in Jun. 2026 was . As of today, VP Bank AG's Dividend Yield % is 4.22%.

Warning Sign:

VP Bank AG stock Dividend Yield % is close to 5-year low.

For more information regarding to dividend, please check our Dividend Page.


VP Bank AG  (XSWX:VPBN) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

VP Bank AG's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=/ 5.1754044798831
=0.00

During the past 13 years, the highest Dividend Payout Ratio of VP Bank AG was 1.63. The lowest was 0.41. And the median was 0.58.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

VP Bank AG Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
CHF 4.0000002026-04-282026-04-292026-04-30Cash DividendannuallyCHF:CHF 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

VP Bank AG's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=4/94.40
=4.24 %

Current Share Price is CHF94.40.
VP Bank AG's Dividends per Share for the trailing twelve months (TTM) ended in Today is CHF4.

During the past 13 years, the highest Dividend Yield of VP Bank AG was 7.12%. The lowest was 2.26%. And the median was 4.60%.

Warning Sign:

VP Bank AG stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


VP Bank AG 3-Year Dividend Growth Rate Related Terms>


XSWX:VPBN vs JPM, BAC, WFC: 3-Year Dividend Growth Rate Comparison

For the Banks - Diversified subindustry, VP Bank AG's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VP Bank AG 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, VP Bank AG's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where VP Bank AG's 3-Year Dividend Growth Rate falls into.


XSWX:VPBN
61GF Score
VP Bank AG XSWX:VPBN
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VP Bank AG 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of -7.20% mean?
VP Bank AG (XSWX:VPBN) has a 3-Year Dividend Growth Rate of -7.20% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on VP Bank AG and its competitors. According to the industry distribution chart, VP Bank AG ranks #876 out of 957 companies in the Banks industry, placing it in the top 91.5%.
Is VP Bank AG's 3-Year Dividend Growth Rate too high?
VP Bank AG's current 3-Year Dividend Growth Rate is -7.20%. Based on the distribution chart, VP Bank AG ranks #876 out of 957 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, VP Bank AG has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's 3-Year Dividend Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #876 out of 957 companies for 3-Year Dividend Growth Rate. This places VP Bank AG in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 957 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on VP Bank AG and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VP Bank AG's current 3-Year Dividend Growth Rate is -7.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF78.93, compared to a current price of CHF94.40 — trading 19.6% above its estimated fair value. The current 3-Year Dividend Growth Rate is -7.20%. VP Bank AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current 3-Year Dividend Growth Rate is -7.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of CHF94.40 is trading 19.6% above its estimated GF Value™ of CHF78.93. GuruFocus considers VP Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:VPBN:

  • 3-Year Dividend Growth Rate: -7.20%
  • GF Value™: CHF78.93 vs. price of CHF94.40 (19.6% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VP Bank AG Business Description

Other Exchanges VPBNz:UK0RG7:UK3VFN:Germany
Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
61GF Score

Get the complete analysis for XSWX:VPBN

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF94.40
Price
CHF78.93
GF Value