VP Bank AGXSWX:VPBN -1.11%63 PE Ratio (TTM) is 11.82 as of Jul. 02, 2026, which is 12% below its 10-year median of 13.37. GuruFocus rates XSWX:VPBN with a GF Score™ of 63/100 and a GF Value™ of CHF81.75 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,445 Banks companies, VP Bank AG ranks worse than 50.31% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-02), VP Bank AG's share price is
CHF88.80.
VP Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF7.51. Therefore, VP Bank AG's PE Ratio (TTM) for today is 11.82.
Good Sign:
VP Bank AG stock PE Ratio (=11.85) is close to 1-year low of 11.01.
The historical rank and industry rank for VP Bank AG's PE Ratio (TTM) or its related term are showing as below:
XSWX:VPBN'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 8.53 Med: 13.37 Max: 29.9
Current: 11.82
During the past 13 years, the highest PE Ratio (TTM) of VP Bank AG was 29.90. The lowest was 8.53. And the median was 13.37.
XSWX:VPBN's PE Ratio (TTM) is ranked worse than 50.31% of 1445
companies
in the Banks industry
Industry Median: 11.78
vs XSWX:VPBN: 11.82
As of today (2026-07-02), VP Bank AG's share price is CHF88.80.
VP Bank AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF7.55. Therefore, VP Bank AG's PE Ratio without NRI for today is 11.77.
During the past 13 years, VP Bank AG's highestPE Ratio without NRI was 33.47. The lowest was 8.54. And the median was 13.65.
VP Bank AG's EPS without NRI for the
six
months ended in Dec. 2025 was CHF2.93.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF7.55.
During the past 12 months, VP Bank AG's average EPS without NRIGrowth Rate was 146.40% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 4.10% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -6.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was -2.40% per year.
During the past 13 years, VP Bank AG's highest 3-Year average EPS without NRI Growth Rate was 83.80% per year. The lowest was -66.10% per year. And the median was -2.10% per year.
VP Bank AG's EPS (Basic) for the
six
months ended in Dec. 2025 was CHF2.92.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF7.55.
VP Bank AG (XSWX:VPBN) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
VP Bank AG PE Ratio (TTM) Related Terms
VP Bank AG PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for VP Bank AG's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:VPBN vs JPM, BAC, WFC: PE Ratio (TTM) Comparison
For the Banks - Diversified subindustry, VP Bank AG's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VP Bank AG PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, VP Bank AG's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where VP Bank AG's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
VP Bank AG's PE Ratio (TTM) for today is calculated as
VP Bank AG's Share Price of today is CHF88.80.
For company reported semi-annually, VP Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF7.51.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
VP Bank AG (XSWX:VPBN) has a PE Ratio (TTM) of 11.82 as of Jul. 02, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on VP Bank AG and its competitors. This is 12% below median its historical median of 13.37. Over the past decade, VP Bank AG's PE Ratio (TTM) has ranged from 8.53 to 29.90. According to the industry distribution chart, VP Bank AG ranks #727 out of 1445 companies in the Banks industry, placing it in the top 50.3%.
Is VP Bank AG's PE Ratio (TTM) too high?
VP Bank AG's current PE Ratio (TTM) of 11.82 is 12% below median its 10-year median of 13.37. Over the past 10 years, this metric has ranged from a low of 8.53 to a high of 29.90. The Banks industry median PE Ratio (TTM) is 11.78. VP Bank AG's value of 11.82 is 0.3% above this industry median. Based on the distribution chart, VP Bank AG ranks #727 out of 1445 companies in the Banks industry, which is below the industry midpoint. Overall, VP Bank AG has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's PE Ratio (TTM) compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #727 out of 1445 companies for PE Ratio (TTM). This places VP Bank AG in the lower half of its industry. The industry median PE Ratio (TTM) is 11.78. VP Bank AG's value of 11.82 is 0.3% above this benchmark. Historically, VP Bank AG's own PE Ratio (TTM) has ranged from 8.53 to 29.90 over the past decade. While the company's 10-year median is 13.37 vs. the industry median of 11.78, VP Bank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.78, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VP Bank AG's current PE Ratio (TTM) of 11.82 is 0.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on VP Bank AG and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VP Bank AG's current PE Ratio (TTM) is 11.82, which is 12% below median its own 10-year median of 13.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Fairly Valued. The stock's GF Value™ is CHF81.75, compared to a current price of CHF88.80 — trading 8.6% above its estimated fair value. The current PE Ratio (TTM) is 11.82, which is 12% below median its 10-year median of 13.37 and 0.3% above the Banks industry median of 11.78. VP Bank AG's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current PE Ratio (TTM) is 11.82 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?
Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued.
The current stock price of CHF88.80 is trading 8.6% above its estimated GF Value™ of CHF81.75.
GuruFocus considers VP Bank AG to be Fairly Valued.
Key valuation signals for XSWX:VPBN:
PE Ratio (TTM): 11.82 (12% below median its 10-year median of 13.37)
GF Value™: CHF81.75 vs. price of CHF88.80 (8.6% above fair value)
Industry Position: 0.3% above the Banks median (#727 of 1445)
No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
63GF Score
Get the complete analysis for XSWX:VPBN
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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