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VP Bank AGXSWX:VPBN 61 3-Year EPS without NRI Growth Rate is 4.10% as of Jun. 2026. GuruFocus rates XSWX:VPBN with a GF Score™ of 61/100 and a GF Value™ of CHF80.93 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,402 Banks companies, VP Bank AG ranks worse than 60.49% on this metric.
During the past 12 months, VP Bank AG's average EPS without NRI Growth Rate was 40.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 4.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -6.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -2.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of VP Bank AG was 83.80% per year. The lowest was -66.10% per year. And the median was -2.10% per year.
VP Bank AG (XSWX:VPBN) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
VP Bank AG 3-Year EPS without NRI Growth Rate Related Terms
XSWX:VPBN vs JPM, BAC, WFC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Diversified subindustry, VP Bank AG's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VP Bank AG 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, VP Bank AG's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where VP Bank AG's 3-Year EPS without NRI Growth Rate falls into.
VP Bank AG 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 4.10% mean?
VP Bank AG (XSWX:VPBN) has a 3-Year EPS without NRI Growth Rate of 4.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for VP Bank AG and its competitors. According to the industry distribution chart, VP Bank AG ranks #848 out of 1402 companies in the Banks industry, placing it in the top 60.5%.
Is VP Bank AG's 3-Year EPS without NRI Growth Rate too high?
VP Bank AG's current 3-Year EPS without NRI Growth Rate is 4.10%. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. VP Bank AG's value of 4.10% is 46.1% below this industry median. Based on the distribution chart, VP Bank AG ranks #848 out of 1402 companies in the Banks industry, which is below the industry midpoint. Overall, VP Bank AG has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's 3-Year EPS without NRI Growth Rate compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #848 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places VP Bank AG in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. VP Bank AG's value of 4.10% is 46.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VP Bank AG's current 3-Year EPS without NRI Growth Rate of 4.10% is 46.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for VP Bank AG and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VP Bank AG's current 3-Year EPS without NRI Growth Rate is 4.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF80.93, compared to a current price of CHF94.40 — trading 16.6% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 4.10% and 46.1% below the Banks industry median of 7.60. VP Bank AG's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current 3-Year EPS without NRI Growth Rate is 4.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?
Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued.
The current stock price of CHF94.40 is trading 16.6% above its estimated GF Value™ of CHF80.93.
GuruFocus considers VP Bank AG to be Modestly Overvalued.
Key valuation signals for XSWX:VPBN:
3-Year EPS without NRI Growth Rate: 4.10%
GF Value™: CHF80.93 vs. price of CHF94.40 (16.6% above fair value)
Industry Position: 46.1% below the Banks median (#848 of 1402)
No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
61GF Score
Get the complete analysis for XSWX:VPBN
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