VP Bank AG (XSWX:VPBN) 3-Year Share Buyback Ratio: -0.70% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:VPBN VP Bank AG XSWX:VPBN
61 GF Score
Price CHF92.40
GF Value CHF81.79
Valuation Modestly Overvalued
! 4 Warning Signs
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What is VP Bank AG 3-Year Share Buyback Ratio?

VP Bank AG XSWX:VPBN +1.20% 61 3-Year Share Buyback Ratio is -0.70 as of Dec. 2025. GuruFocus rates XSWX:VPBN with a GF Score™ of 61/100 and a GF Value™ of CHF81.79 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,041 Banks companies, VP Bank AG ranks worse than 59.17% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. VP Bank AG's current 3-Year Share Buyback Ratio was -0.70%.

The historical rank and industry rank for VP Bank AG's 3-Year Share Buyback Ratio or its related term are showing as below:

XSWX:VPBN' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -4.9   Med: -0.6   Max: 0.9
Current: -0.7

During the past 13 years, VP Bank AG's highest 3-Year Share Buyback Ratio was 0.90%. The lowest was -4.90%. And the median was -0.60%.

XSWX:VPBN's 3-Year Share Buyback Ratio is ranked worse than
59.17% of 1041 companies
in the Banks industry
Industry Median: -0.2 vs XSWX:VPBN: -0.70

VP Bank AG (XSWX:VPBN) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


VP Bank AG 3-Year Share Buyback Ratio Related Terms


XSWX:VPBN vs JPM, BAC, WFC: 3-Year Share Buyback Ratio Comparison

For the Banks - Diversified subindustry, VP Bank AG's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VP Bank AG 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, VP Bank AG's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where VP Bank AG's 3-Year Share Buyback Ratio falls into.


XSWX:VPBN
61GF Score
VP Bank AG XSWX:VPBN
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VP Bank AG 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -0.70 mean?
VP Bank AG (XSWX:VPBN) has a 3-Year Share Buyback Ratio of -0.70 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for VP Bank AG and its competitors. According to the industry distribution chart, VP Bank AG ranks #616 out of 1041 companies in the Banks industry, placing it in the top 59.2%.
Is VP Bank AG's 3-Year Share Buyback Ratio too high?
VP Bank AG's current 3-Year Share Buyback Ratio is -0.70. Based on the distribution chart, VP Bank AG ranks #616 out of 1041 companies in the Banks industry, which is below the industry midpoint. Overall, VP Bank AG has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's 3-Year Share Buyback Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #616 out of 1041 companies for 3-Year Share Buyback Ratio. This places VP Bank AG in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for VP Bank AG and its competitors. VP Bank AG's current 3-Year Share Buyback Ratio is -0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF81.79, compared to a current price of CHF92.40 — trading 13% above its estimated fair value. The current 3-Year Share Buyback Ratio is -0.70. VP Bank AG's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current 3-Year Share Buyback Ratio is -0.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of CHF92.40 is trading 13% above its estimated GF Value™ of CHF81.79. GuruFocus considers VP Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:VPBN:

  • 3-Year Share Buyback Ratio: -0.70
  • GF Value™: CHF81.79 vs. price of CHF92.40 (13% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VP Bank AG Business Description

Other Exchanges VPBNz:UK0RG7:UK3VFN:Germany
Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
61GF Score

Get the complete analysis for XSWX:VPBN

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF92.40
Price
CHF81.79
GF Value