VP Bank AG (XSWX:VPBN) EV-to-OCF: -2.36 (As of Aug. 06, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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XSWX:VPBN VP Bank AG XSWX:VPBN
64 GF Score
Price CHF94.00
GF Value CHF81.78
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is VP Bank AG EV-to-OCF?

VP Bank AG XSWX:VPBN -1.47% 64 EV-to-OCF is -2.36 as of Aug. 06, 2026. GuruFocus rates XSWX:VPBN with a GF Score™ of 64/100 and a GF Value™ of CHF81.78 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, VP Bank AG ranks better than 80.13% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, VP Bank AG's Enterprise Value is CHF-1,291.5 Mil. VP Bank AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was CHF546.4 Mil. Therefore, VP Bank AG's EV-to-OCF for today is -2.36.

The historical rank and industry rank for VP Bank AG's EV-to-OCF or its related term are showing as below:

XSWX:VPBN' s EV-to-OCF Range Over the Past 10 Years
Min: -20.01   Med: -0.64   Max: 37.9
Current: -2.37

During the past 13 years, the highest EV-to-OCF of VP Bank AG was 37.90. The lowest was -20.01. And the median was -0.64.

XSWX:VPBN's EV-to-OCF is ranked better than
80.13% of 1500 companies
in the Banks industry
Industry Median: 3.985 vs XSWX:VPBN: -2.37

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-06), VP Bank AG's stock price is CHF94.00. VP Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF7.510. Therefore, VP Bank AG's PE Ratio (TTM) for today is 12.52.


VP Bank AG  (XSWX:VPBN) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

VP Bank AG's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=94.00/7.510
=12.52

VP Bank AG's share price for today is CHF94.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. VP Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was CHF7.510.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


VP Bank AG EV-to-OCF Related Terms


VP Bank AG EV-to-OCF Historical Data

* Premium members only.

The historical data trend for VP Bank AG's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VP Bank AG EV-to-OCF Chart

VP Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.85 -19.78 5.77 1.13 -2.47

VP Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.77 0.00 1.13 0.00 -2.47

XSWX:VPBN vs JPM, BAC, WFC: EV-to-OCF Comparison

For the Banks - Diversified subindustry, VP Bank AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VP Bank AG EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, VP Bank AG's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where VP Bank AG's EV-to-OCF falls into.


XSWX:VPBN
64GF Score
VP Bank AG XSWX:VPBN
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VP Bank AG EV-to-OCF Calculation

VP Bank AG's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-1291.512/546.403
=-2.36

VP Bank AG's current Enterprise Value is CHF-1,291.5 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. VP Bank AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was CHF546.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -2.36 mean?
VP Bank AG (XSWX:VPBN) has a EV-to-OCF of -2.36 as of Aug. 06, 2026. According to the industry distribution chart, VP Bank AG ranks #298 out of 1500 companies in the Banks industry, placing it in the top 19.9%.
Is VP Bank AG's EV-to-OCF too high?
VP Bank AG's current EV-to-OCF is -2.36. Based on the distribution chart, VP Bank AG ranks #298 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, VP Bank AG has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's EV-to-OCF compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #298 out of 1500 companies for EV-to-OCF. This places VP Bank AG in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VP Bank AG's current EV-to-OCF is -2.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF81.78, compared to a current price of CHF94.00 — trading 14.9% above its estimated fair value. The current EV-to-OCF is -2.36. VP Bank AG's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current EV-to-OCF is -2.36 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of CHF94.00 is trading 14.9% above its estimated GF Value™ of CHF81.78. GuruFocus considers VP Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:VPBN:

  • EV-to-OCF: -2.36
  • GF Value™: CHF81.78 vs. price of CHF94.00 (14.9% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VP Bank AG Business Description

Other Exchanges VPBNz:UK0RG7:UK3VFN:Germany
Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
64GF Score

Get the complete analysis for XSWX:VPBN

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF94.00
Price
CHF81.78
GF Value