VP Bank AG (XSWX:VPBN) Selling, General, & Admin. Expense: CHF73.4 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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XSWX:VPBN VP Bank AG XSWX:VPBN
62 GF Score
Price CHF96.90
GF Value CHF81.76
Valuation Modestly Overvalued
! 4 Warning Signs
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What is VP Bank AG Selling, General, & Admin. Expense?

VP Bank AG XSWX:VPBN +0.41% 62 Selling, General, & Admin. Expense is CHF73.4 Mil as of Dec. 2025. GuruFocus rates XSWX:VPBN with a GF Score™ of 62/100 and a GF Value™ of CHF81.76 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. VP Bank AG's selling, general, & admin. expense for the six months ended in Dec. 2025 was CHF34.1 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was CHF73.4 Mil.


VP Bank AG  (XSWX:VPBN) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


VP Bank AG Selling, General, & Admin. Expense Related Terms


VP Bank AG Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for VP Bank AG's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VP Bank AG Selling, General, & Admin. Expense Chart

VP Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.30 71.99 80.70 80.68 73.37

VP Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.95 40.92 39.76 39.30 34.07

XSWX:VPBN vs JPM, BAC, WFC: Selling, General, & Admin. Expense Comparison

For the Banks - Diversified subindustry, VP Bank AG's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VP Bank AG Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, VP Bank AG's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where VP Bank AG's Selling, General, & Admin. Expense falls into.


XSWX:VPBN
62GF Score
VP Bank AG XSWX:VPBN
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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VP Bank AG Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF73.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of CHF73.4 Mil mean?
VP Bank AG (XSWX:VPBN) has a Selling, General, & Admin. Expense of CHF73.4 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on VP Bank AG and its competitors.
Is VP Bank AG's Selling, General, & Admin. Expense too high?
VP Bank AG's current Selling, General, & Admin. Expense is CHF73.4 Mil. Overall, VP Bank AG has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's Selling, General, & Admin. Expense compare to JPM and BAC?
VP Bank AG's Selling, General, & Admin. Expense of CHF73.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on VP Bank AG and its competitors. VP Bank AG's current Selling, General, & Admin. Expense is CHF73.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF81.76, compared to a current price of CHF96.90 — trading 18.5% above its estimated fair value. The current Selling, General, & Admin. Expense is CHF73.4 Mil. VP Bank AG's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current Selling, General, & Admin. Expense is CHF73.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of CHF96.90 is trading 18.5% above its estimated GF Value™ of CHF81.76. GuruFocus considers VP Bank AG to be Modestly Overvalued.

Key valuation signals for XSWX:VPBN:

  • Selling, General, & Admin. Expense: CHF73.4 Mil
  • GF Value™: CHF81.76 vs. price of CHF96.90 (18.5% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VP Bank AG Business Description

Other Exchanges VPBNz:UK0RG7:UK3VFN:Germany
Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
62GF Score

Get the complete analysis for XSWX:VPBN

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF96.90
Price
CHF81.76
GF Value