VP Bank AG (XSWX:VPBN) PS Ratio: 1.66 (As of Jul. 03, 2026) — 18% Below Median


XSWX:VPBN VP Bank AG XSWX:VPBN
63 GF Score
Price CHF89.70
GF Value CHF81.75
Valuation Fairly Valued
! 3 Warning Signs
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What is VP Bank AG PS Ratio?

VP Bank AG XSWX:VPBN +1.01% 63 PS Ratio is 1.66 as of Jul. 03, 2026, which is 18% below its 10-year median of 2.02. GuruFocus rates XSWX:VPBN with a GF Score™ of 63/100 and a GF Value™ of CHF81.75 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,517 Banks companies, VP Bank AG ranks better than 80.82% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, VP Bank AG's share price is CHF89.70. VP Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CHF54.06. Hence, VP Bank AG's PS Ratio for today is 1.66.

Warning Sign:

VP Bank AG stock PS Ratio (=1.65) is close to 3-year high of 1.67.

The historical rank and industry rank for VP Bank AG's PS Ratio or its related term are showing as below:

XSWX:VPBN' s PS Ratio Range Over the Past 10 Years
Min: 1.19   Med: 2.02   Max: 4.01
Current: 1.66

During the past 13 years, VP Bank AG's highest PS Ratio was 4.01. The lowest was 1.19. And the median was 2.02.

XSWX:VPBN's PS Ratio is ranked better than
80.82% of 1517 companies
in the Banks industry
Industry Median: 3 vs XSWX:VPBN: 1.66

VP Bank AG's Revenue per Sharefor the six months ended in Dec. 2025 was CHF25.99. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CHF54.06.

Good Sign:

VP Bank AG has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of VP Bank AG was 1.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was -0.40% per year. During the past 5 years, the average Revenue per Share Growth Rate was 0.50% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.60% per year.

During the past 13 years, VP Bank AG's highest 3-Year average Revenue per Share Growth Rate was 22.50% per year. The lowest was -25.10% per year. And the median was 0.40% per year.

Back to Basics: PS Ratio


VP Bank AG  (XSWX:VPBN) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


VP Bank AG PS Ratio Related Terms


VP Bank AG PS Ratio Historical Data

* Premium members only.

The historical data trend for VP Bank AG's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

VP Bank AG PS Ratio Chart

VP Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.79 1.60 1.49 1.45 1.56

VP Bank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 0.00 1.45 0.00 1.56

XSWX:VPBN vs JPM, BAC, WFC: PS Ratio Comparison

For the Banks - Diversified subindustry, VP Bank AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VP Bank AG PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, VP Bank AG's PS Ratio distribution charts can be found below:

* The bar in red indicates where VP Bank AG's PS Ratio falls into.


XSWX:VPBN
63GF Score
VP Bank AG XSWX:VPBN
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

VP Bank AG PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

VP Bank AG's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=89.70/54.064
=1.66

VP Bank AG's Share Price of today is CHF89.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. VP Bank AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CHF54.06.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.66 mean?
VP Bank AG (XSWX:VPBN) has a PS Ratio of 1.66 as of Jul. 03, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on VP Bank AG and its competitors. This is 18% below median its historical median of 2.02. Over the past decade, VP Bank AG's PS Ratio has ranged from 1.19 to 4.01. According to the industry distribution chart, VP Bank AG ranks #291 out of 1517 companies in the Banks industry, placing it in the top 19.2%.
Is VP Bank AG's PS Ratio too high?
VP Bank AG's current PS Ratio of 1.66 is 18% below median its 10-year median of 2.02. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 4.01. The Banks industry median PS Ratio is 3.00. VP Bank AG's value of 1.66 is 44.7% below this industry median. Based on the distribution chart, VP Bank AG ranks #291 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, VP Bank AG has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does VP Bank AG's PS Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, VP Bank AG ranks #291 out of 1517 companies for PS Ratio. This places VP Bank AG in the top 19% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. VP Bank AG's value of 1.66 is 44.7% below this benchmark. Historically, VP Bank AG's own PS Ratio has ranged from 1.19 to 4.01 over the past decade. While the company's 10-year median is 2.02 vs. the industry median of 3.00, VP Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VP Bank AG's current PS Ratio of 1.66 is 44.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on VP Bank AG and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VP Bank AG's current PS Ratio is 1.66, which is 18% below median its own 10-year median of 2.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VP Bank AG stock overvalued right now?
Based on GuruFocus' analysis, VP Bank AG (XSWX:VPBN) is currently considered Fairly Valued. The stock's GF Value™ is CHF81.75, compared to a current price of CHF89.70 — trading 9.7% above its estimated fair value. The current PS Ratio is 1.66, which is 18% below median its 10-year median of 2.02 and 44.7% below the Banks industry median of 3.00. VP Bank AG's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For VP Bank AG (XSWX:VPBN), the current PS Ratio is 1.66 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is VP Bank AG (XSWX:VPBN) Overvalued in 2026?

Based on GuruFocus' analysis, VP Bank AG stock appears to be overvalued. The current stock price of CHF89.70 is trading 9.7% above its estimated GF Value™ of CHF81.75. GuruFocus considers VP Bank AG to be Fairly Valued.

Key valuation signals for XSWX:VPBN:

  • PS Ratio: 1.66 (18% below median its 10-year median of 2.02)
  • GF Value™: CHF81.75 vs. price of CHF89.70 (9.7% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 44.7% below the Banks median (#291 of 1517)

No single metric tells the full story. See the XSWX:VPBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


VP Bank AG Business Description

Other Exchanges VPBNz:UK0RG7:UK3VFN:Germany
Address Aeulestrasse 6, Vaduz, LIE, 9490
VP Bank AG is a private bank. It is in the business of asset management and investment advisory services for private individuals and intermediaries and is also involved in the lending business, money market, and interbank activities and trading activities. The segments in which the company operates are Liechtenstein & BVI, International, Asset Servicing, and Corporate Center. Its geographical segments are Liechtenstein, the Rest of Europe, and Other countries, of which Liechtenstein derives maximum revenue.
63GF Score

Get the complete analysis for XSWX:VPBN

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF89.70
Price
CHF81.75
GF Value