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What is Al-Buhaira National Insurance Co Debt-to-EBITDA?
Al-Buhaira National Insurance CoADX:ABNIC 67 Debt-to-EBITDA is 0.51 as of Jun. 2026, which is 92% below its 10-year median of 6.28. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ3.50 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 319 Insurance companies, Al-Buhaira National Insurance Co ranks worse than 56.43% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Al-Buhaira National Insurance Co's Debt-to-EBITDA or its related term are showing as below:
ADX:ABNIC'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -66.62 Med: 6.28 Max: 7.88
Current: 1.44
During the past 13 years, the highest Debt-to-EBITDA Ratio of Al-Buhaira National Insurance Co was 7.88. The lowest was -66.62. And the median was 6.28.
ADX:ABNIC's Debt-to-EBITDA is ranked worse than 56.43% of 319
companies
in the Insurance industry
Industry Median: 1.25
vs ADX:ABNIC: 1.44
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Al-Buhaira National Insurance Co Debt-to-EBITDA Related Terms
Al-Buhaira National Insurance Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Buhaira National Insurance Co Debt-to-EBITDA Chart
ADX:ABNIC vs BRK.A, AIG, HIG: Debt-to-EBITDA Comparison
For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Buhaira National Insurance Co Debt-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Al-Buhaira National Insurance Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Al-Buhaira National Insurance Co (ADX:ABNIC) has a Debt-to-EBITDA of 0.51 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Buhaira National Insurance Co. This is 92% below median its historical median of 6.28. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #180 out of 319 companies in the Insurance industry, placing it in the top 56.4%.
Is Al-Buhaira National Insurance Co's Debt-to-EBITDA too high?
Al-Buhaira National Insurance Co's current Debt-to-EBITDA of 0.51 is 92% below median its 10-year median of 6.28. The Insurance industry median Debt-to-EBITDA is 1.25. Al-Buhaira National Insurance Co's value of 0.51 is 59.2% below this industry median. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #180 out of 319 companies in the Insurance industry, which is below the industry midpoint. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's Debt-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #180 out of 319 companies for Debt-to-EBITDA. This places Al-Buhaira National Insurance Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.25. Al-Buhaira National Insurance Co's value of 0.51 is 59.2% below this benchmark. While the company's 10-year median is 6.28 vs. the industry median of 1.25, Al-Buhaira National Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.25, based on 319 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Buhaira National Insurance Co's current Debt-to-EBITDA of 0.51 is 59.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al-Buhaira National Insurance Co. For the Insurance industry, the median Debt-to-EBITDA is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current Debt-to-EBITDA is 0.51, which is 92% below median its own 10-year median of 6.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ3.50, compared to a current price of د.إ2.57 — trading 26.6% below its estimated fair value. The current Debt-to-EBITDA is 0.51, which is 92% below median its 10-year median of 6.28 and 59.2% below the Insurance industry median of 1.25. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current Debt-to-EBITDA is 0.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued.
The current stock price of د.إ2.57 is trading 26.6% below its estimated GF Value™ of د.إ3.50.
GuruFocus considers Al-Buhaira National Insurance Co to be Modestly Undervalued.
Key valuation signals for ADX:ABNIC:
Debt-to-EBITDA: 0.51 (92% below median its 10-year median of 6.28)
GF Value™: د.إ3.50 vs. price of د.إ2.57 (26.6% below fair value)
Industry Position: 59.2% below the Insurance median (#180 of 319)
No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score
Get the complete analysis for ADX:ABNIC
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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