Al-Buhaira National Insurance Co (ADX:ABNIC) Cyclically Adjusted PS Ratio: 1.45 (As of Aug. 05, 2026) — 12% Below Median

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ADX:ABNIC Al-Buhaira National Insurance Co ADX:ABNIC
67 GF Score
Price د.إ2.80
GF Value د.إ4.61
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Al-Buhaira National Insurance Co Cyclically Adjusted PS Ratio?

Al-Buhaira National Insurance Co ADX:ABNIC 67 Cyclically Adjusted PS Ratio is 1.45 as of Aug. 05, 2026, which is 12% below its 10-year median of 1.64. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ4.61 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 411 Insurance companies, Al-Buhaira National Insurance Co ranks worse than 53.77% on this metric.

As of today (2026-08-05), Al-Buhaira National Insurance Co's current share price is د.إ2.80. Al-Buhaira National Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was د.إ1.93. Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio for today is 1.45.

The historical rank and industry rank for Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADX:ABNIC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.64   Max: 1.91
Current: 1.34

During the past years, Al-Buhaira National Insurance Co's highest Cyclically Adjusted PS Ratio was 1.91. The lowest was 1.06. And the median was 1.64.

ADX:ABNIC's Cyclically Adjusted PS Ratio is ranked worse than
53.77% of 411 companies
in the Insurance industry
Industry Median: 1.2 vs ADX:ABNIC: 1.34

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Al-Buhaira National Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was د.إ0.792. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is د.إ1.93 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Al-Buhaira National Insurance Co  (ADX:ABNIC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Al-Buhaira National Insurance Co Cyclically Adjusted PS Ratio Related Terms


Al-Buhaira National Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Buhaira National Insurance Co Cyclically Adjusted PS Ratio Chart

Al-Buhaira National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.73 1.79 1.73 1.66

Al-Buhaira National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.53 1.62 1.59 1.66 1.45

ADX:ABNIC vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Buhaira National Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio falls into.


ADX:ABNIC
67GF Score
Al-Buhaira National Insurance Co ADX:ABNIC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Buhaira National Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.80/1.93
=1.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Buhaira National Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Al-Buhaira National Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.792/330.2130*330.2130
=0.792

Current CPI (Mar. 2026) = 330.2130.

Al-Buhaira National Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 0.072 238.638 0.100
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201703 0.467 243.801 0.633
201706 0.380 244.955 0.512
201709 0.406 246.819 0.543
201712 0.370 246.524 0.496
201803 0.377 249.554 0.499
201806 0.316 251.989 0.414
201809 0.279 252.439 0.365
201812 0.285 251.233 0.375
201903 0.387 254.202 0.503
201906 0.297 256.143 0.383
201909 0.327 256.759 0.421
201912 0.238 256.974 0.306
202003 0.385 258.115 0.493
202006 0.268 257.797 0.343
202009 0.292 260.280 0.370
202012 0.191 260.474 0.242
202103 0.414 264.877 0.516
202106 0.292 271.696 0.355
202109 0.440 274.310 0.530
202112 0.310 278.802 0.367
202203 0.290 287.504 0.333
202206 0.287 296.311 0.320
202209 0.303 296.808 0.337
202212 0.044 296.797 0.049
202303 0.316 301.836 0.346
202306 0.413 305.109 0.447
202309 0.434 307.789 0.466
202312 0.406 306.746 0.437
202403 0.461 312.332 0.487
202406 0.675 314.175 0.709
202409 0.551 315.301 0.577
202412 1.045 315.605 1.093
202503 0.837 319.799 0.864
202506 0.720 322.561 0.737
202509 0.731 324.800 0.743
202512 0.803 324.054 0.818
202603 0.792 330.213 0.792

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.45 mean?
Al-Buhaira National Insurance Co (ADX:ABNIC) has a Cyclically Adjusted PS Ratio of 1.45 as of Aug. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al-Buhaira National Insurance Co and its competitors. This is 12% below median its historical median of 1.64. Over the past decade, Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio has ranged from 1.06 to 1.91. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #221 out of 411 companies in the Insurance industry, placing it in the top 53.8%.
Is Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio too high?
Al-Buhaira National Insurance Co's current Cyclically Adjusted PS Ratio of 1.45 is 12% below median its 10-year median of 1.64. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 1.91. The Insurance industry median Cyclically Adjusted PS Ratio is 1.20. Al-Buhaira National Insurance Co's value of 1.45 is 20.8% above this industry median. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #221 out of 411 companies in the Insurance industry, which is below the industry midpoint. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #221 out of 411 companies for Cyclically Adjusted PS Ratio. This places Al-Buhaira National Insurance Co in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.20. Al-Buhaira National Insurance Co's value of 1.45 is 20.8% above this benchmark. Historically, Al-Buhaira National Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 1.06 to 1.91 over the past decade. While the company's 10-year median is 1.64 vs. the industry median of 1.20, Al-Buhaira National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.20, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Buhaira National Insurance Co's current Cyclically Adjusted PS Ratio of 1.45 is 20.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Al-Buhaira National Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current Cyclically Adjusted PS Ratio is 1.45, which is 12% below median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.61, compared to a current price of د.إ2.80 — trading 39.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.45, which is 12% below median its 10-year median of 1.64 and 20.8% above the Insurance industry median of 1.20. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current Cyclically Adjusted PS Ratio is 1.45 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued. The current stock price of د.إ2.80 is trading 39.3% below its estimated GF Value™ of د.إ4.61. GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.

Key valuation signals for ADX:ABNIC:

  • Cyclically Adjusted PS Ratio: 1.45 (12% below median its 10-year median of 1.64)
  • GF Value™: د.إ4.61 vs. price of د.إ2.80 (39.3% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 20.8% above the Insurance median (#221 of 411)

No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Buhaira National Insurance Co Business Description

Address Al Buhaira Tower, Khalid Lagoon, P.O Box 6000, 6th Floor, Buhaira Corniche, Sharjah, ARE
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score

Get the complete analysis for ADX:ABNIC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.80
Price
د.إ4.61
GF Value