Al-Buhaira National Insurance CoADX:ABNIC 67 Interest Coverage is 19.46 as of Mar. 2026, which is 654% above its 10-year median of 2.58. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ4.53 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 351 Insurance companies, Al-Buhaira National Insurance Co ranks worse than 89.74% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Al-Buhaira National Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was د.إ35.8 Mil. Al-Buhaira National Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was د.إ-1.8 Mil.
Al-Buhaira National Insurance Co's interest coverage for the quarter that ended in Mar. 2026 was 19.46.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Al-Buhaira National Insurance Co's Interest Coverage or its related term are showing as below:
ADX:ABNIC'
s Interest Coverage Range Over the Past 10 Years
Min: 1.2 Med: 2.58 Max: 4.24
Current: 2.4
ADX:ABNIC's Interest Coverage is ranked worse than 89.74% of 351
companies
in the Insurance industry
Industry Median: 16.23
vs ADX:ABNIC: 2.40
Al-Buhaira National Insurance Co (ADX:ABNIC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Al-Buhaira National Insurance Co Interest Coverage Related Terms
Al-Buhaira National Insurance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Al-Buhaira National Insurance Co Interest Coverage Chart
ADX:ABNIC vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Buhaira National Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Al-Buhaira National Insurance Co's Interest Coverage falls into.
Al-Buhaira National Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Buhaira National Insurance Co (ADX:ABNIC) has a Interest Coverage of 19.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al-Buhaira National Insurance Co and its competitors. This is 654% above median its historical median of 2.58. Over the past decade, Al-Buhaira National Insurance Co's Interest Coverage has ranged from 1.20 to 4.24. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #315 out of 351 companies in the Insurance industry, placing it in the top 89.7%.
Is Al-Buhaira National Insurance Co's Interest Coverage too high?
Al-Buhaira National Insurance Co's current Interest Coverage of 19.46 is 654% above median its 10-year median of 2.58. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 4.24. The Insurance industry median Interest Coverage is 16.23. Al-Buhaira National Insurance Co's value of 19.46 is 19.9% above this industry median. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #315 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #315 out of 351 companies for Interest Coverage. This places Al-Buhaira National Insurance Co in the lower half of its industry. The industry median Interest Coverage is 16.23. Al-Buhaira National Insurance Co's value of 19.46 is 19.9% above this benchmark. Historically, Al-Buhaira National Insurance Co's own Interest Coverage has ranged from 1.20 to 4.24 over the past decade. While the company's 10-year median is 2.58 vs. the industry median of 16.23, Al-Buhaira National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Buhaira National Insurance Co's current Interest Coverage of 19.46 is 19.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al-Buhaira National Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current Interest Coverage is 19.46, which is 654% above median its own 10-year median of 2.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.53, compared to a current price of د.إ2.40 — trading 47% below its estimated fair value. The current Interest Coverage is 19.46, which is 654% above median its 10-year median of 2.58 and 19.9% above the Insurance industry median of 16.23. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current Interest Coverage is 19.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued.
The current stock price of د.إ2.40 is trading 47% below its estimated GF Value™ of د.إ4.53.
GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.
Key valuation signals for ADX:ABNIC:
Interest Coverage: 19.46 (654% above median its 10-year median of 2.58)
GF Value™: د.إ4.53 vs. price of د.إ2.40 (47% below fair value)
Industry Position: 19.9% above the Insurance median (#315 of 351)
No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Buhaira National Insurance Co Business Description
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score
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