Al-Buhaira National Insurance Co (ADX:ABNIC) EV-to-EBITDA: 9.30 (As of Sep. 04, 2026) — 20% Below Median

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ADX:ABNIC Al-Buhaira National Insurance Co ADX:ABNIC
68 GF Score
Price د.إ2.57
GF Value د.إ3.51
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Al-Buhaira National Insurance Co EV-to-EBITDA?

Al-Buhaira National Insurance Co ADX:ABNIC 68 EV-to-EBITDA is 9.30 as of Sep. 04, 2026, which is 20% below its 10-year median of 11.57. GuruFocus rates ADX:ABNIC with a GF Score™ of 68/100 and a GF Value™ of د.إ3.51 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 344 Insurance companies, Al-Buhaira National Insurance Co ranks worse than 57.56% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Al-Buhaira National Insurance Co's enterprise value is د.إ691.3 Mil. Al-Buhaira National Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ74.3 Mil. Therefore, Al-Buhaira National Insurance Co's EV-to-EBITDA for today is 9.30.

The historical rank and industry rank for Al-Buhaira National Insurance Co's EV-to-EBITDA or its related term are showing as below:

ADX:ABNIC' s EV-to-EBITDA Range Over the Past 10 Years
Min: -210.05   Med: 11.57   Max: 75.51
Current: 9.3

During the past 13 years, the highest EV-to-EBITDA of Al-Buhaira National Insurance Co was 75.51. The lowest was -210.05. And the median was 11.57.

ADX:ABNIC's EV-to-EBITDA is ranked worse than
57.56% of 344 companies
in the Insurance industry
Industry Median: 8.28 vs ADX:ABNIC: 9.30

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-09-04), Al-Buhaira National Insurance Co's stock price is د.إ2.57. Al-Buhaira National Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ0.224. Therefore, Al-Buhaira National Insurance Co's PE Ratio (TTM) for today is 11.47.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Al-Buhaira National Insurance Co  (ADX:ABNIC) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al-Buhaira National Insurance Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=2.57/0.224
=11.47

Al-Buhaira National Insurance Co's share price for today is د.إ2.57.
Al-Buhaira National Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.224.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Al-Buhaira National Insurance Co EV-to-EBITDA Related Terms


Al-Buhaira National Insurance Co EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Al-Buhaira National Insurance Co's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Buhaira National Insurance Co EV-to-EBITDA Chart

Al-Buhaira National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.74 -31.53 -8.41 -202.41 37.84

Al-Buhaira National Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.03 10.69 37.84 20.58 8.73

ADX:ABNIC vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison

For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Buhaira National Insurance Co EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Al-Buhaira National Insurance Co's EV-to-EBITDA falls into.


ADX:ABNIC
68GF Score
Al-Buhaira National Insurance Co ADX:ABNIC
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Buhaira National Insurance Co EV-to-EBITDA Calculation

Al-Buhaira National Insurance Co's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=691.334/74.301
=9.30

Al-Buhaira National Insurance Co's current Enterprise Value is د.إ691.3 Mil.
Al-Buhaira National Insurance Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ74.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 9.30 mean?
Al-Buhaira National Insurance Co (ADX:ABNIC) has a EV-to-EBITDA of 9.30 as of Sep. 04, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Al-Buhaira National Insurance Co. This is 20% below median its historical median of 11.57. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #198 out of 344 companies in the Insurance industry, placing it in the top 57.6%.
Is Al-Buhaira National Insurance Co's EV-to-EBITDA too high?
Al-Buhaira National Insurance Co's current EV-to-EBITDA of 9.30 is 20% below median its 10-year median of 11.57. The Insurance industry median EV-to-EBITDA is 8.28. Al-Buhaira National Insurance Co's value of 9.30 is 12.3% above this industry median. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #198 out of 344 companies in the Insurance industry, which is below the industry midpoint. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #198 out of 344 companies for EV-to-EBITDA. This places Al-Buhaira National Insurance Co in the lower half of its industry. The industry median EV-to-EBITDA is 8.28. Al-Buhaira National Insurance Co's value of 9.30 is 12.3% above this benchmark. While the company's 10-year median is 11.57 vs. the industry median of 8.28, Al-Buhaira National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.28, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Buhaira National Insurance Co's current EV-to-EBITDA of 9.30 is 12.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Al-Buhaira National Insurance Co. For the Insurance industry, the median EV-to-EBITDA is 8.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current EV-to-EBITDA is 9.30, which is 20% below median its own 10-year median of 11.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ3.51, compared to a current price of د.إ2.57 — trading 26.8% below its estimated fair value. The current EV-to-EBITDA is 9.30, which is 20% below median its 10-year median of 11.57 and 12.3% above the Insurance industry median of 8.28. Al-Buhaira National Insurance Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current EV-to-EBITDA is 9.30 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued. The current stock price of د.إ2.57 is trading 26.8% below its estimated GF Value™ of د.إ3.51. GuruFocus considers Al-Buhaira National Insurance Co to be Modestly Undervalued.

Key valuation signals for ADX:ABNIC:

  • EV-to-EBITDA: 9.30 (20% below median its 10-year median of 11.57)
  • GF Value™: د.إ3.51 vs. price of د.إ2.57 (26.8% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 12.3% above the Insurance median (#198 of 344)

No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Buhaira National Insurance Co Business Description

Address Al Buhaira Tower, Khalid Lagoon, P.O Box 6000, 6th Floor, Buhaira Corniche, Sharjah, ARE
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
68GF Score

Get the complete analysis for ADX:ABNIC

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.57
Price
د.إ3.51
GF Value