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Al-Buhaira National Insurance CoADX:ABNIC 67 Return-on-Tangible-Equity is 24.87% as of Mar. 2026, which is 607% above its 10-year median of 3.52. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ4.57 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 497 Insurance companies, Al-Buhaira National Insurance Co ranks worse than 86.32% on this metric.
The historical rank and industry rank for Al-Buhaira National Insurance Co's Return-on-Tangible-Equity or its related term are showing as below:
ADX:ABNIC'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -23.49 Med: 3.52 Max: 8.05
Current: 3.22
During the past 13 years, Al-Buhaira National Insurance Co's highest Return-on-Tangible-Equity was 8.05%. The lowest was -23.49%. And the median was 3.52%.
ADX:ABNIC's Return-on-Tangible-Equity is ranked worse than 86.32% of 497
companies
in the Insurance industry
Industry Median: 13.5
vs ADX:ABNIC: 3.22
Al-Buhaira National Insurance Co (ADX:ABNIC) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Al-Buhaira National Insurance Co Return-on-Tangible-Equity Related Terms
Al-Buhaira National Insurance Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Buhaira National Insurance Co Return-on-Tangible-Equity Chart
ADX:ABNIC vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Buhaira National Insurance Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Al-Buhaira National Insurance Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 24.87% mean?
Al-Buhaira National Insurance Co (ADX:ABNIC) has a Return-on-Tangible-Equity of 24.87% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al-Buhaira National Insurance Co and its competitors. This is 607% above median its historical median of 3.52. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #429 out of 497 companies in the Insurance industry, placing it in the top 86.3%.
Is Al-Buhaira National Insurance Co's Return-on-Tangible-Equity too high?
Al-Buhaira National Insurance Co's current Return-on-Tangible-Equity of 24.87% is 607% above median its 10-year median of 3.52. The Insurance industry median Return-on-Tangible-Equity is 13.50. Al-Buhaira National Insurance Co's value of 24.87% is 84.2% above this industry median. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #429 out of 497 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #429 out of 497 companies for Return-on-Tangible-Equity. This places Al-Buhaira National Insurance Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.50. Al-Buhaira National Insurance Co's value of 24.87% is 84.2% above this benchmark. While the company's 10-year median is 3.52 vs. the industry median of 13.50, Al-Buhaira National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.50, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Buhaira National Insurance Co's current Return-on-Tangible-Equity of 24.87% is 84.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al-Buhaira National Insurance Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current Return-on-Tangible-Equity is 24.87%, which is 607% above median its own 10-year median of 3.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.57, compared to a current price of د.إ2.58 — trading 43.5% below its estimated fair value. The current Return-on-Tangible-Equity is 24.87%, which is 607% above median its 10-year median of 3.52 and 84.2% above the Insurance industry median of 13.50. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current Return-on-Tangible-Equity is 24.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued.
The current stock price of د.إ2.58 is trading 43.5% below its estimated GF Value™ of د.إ4.57.
GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.
Key valuation signals for ADX:ABNIC:
Return-on-Tangible-Equity: 24.87% (607% above median its 10-year median of 3.52)
GF Value™: د.إ4.57 vs. price of د.إ2.58 (43.5% below fair value)
Industry Position: 84.2% above the Insurance median (#429 of 497)
No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al-Buhaira National Insurance Co Business Description
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score
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