Al-Buhaira National Insurance Co (ADX:ABNIC) Net Margin %: 15.65% (As of Mar. 2026) — 124% Above Median


ADX:ABNIC Al-Buhaira National Insurance Co ADX:ABNIC
67 GF Score
Price د.إ2.40
GF Value د.إ4.52
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Al-Buhaira National Insurance Co Net Margin %?

Al-Buhaira National Insurance Co ADX:ABNIC 67 Net Margin % is 15.65% as of Mar. 2026, which is 124% above its 10-year median of 6.98. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ4.52 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Al-Buhaira National Insurance Co ranks worse than 82.63% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Al-Buhaira National Insurance Co's Net Income for the three months ended in Mar. 2026 was د.إ31.0 Mil. Al-Buhaira National Insurance Co's Revenue for the three months ended in Mar. 2026 was د.إ197.9 Mil. Therefore, Al-Buhaira National Insurance Co's net margin for the quarter that ended in Mar. 2026 was 15.65%.

The historical rank and industry rank for Al-Buhaira National Insurance Co's Net Margin % or its related term are showing as below:

ADX:ABNIC' s Net Margin % Range Over the Past 10 Years
Min: -33.84   Med: 6.98   Max: 12.87
Current: 2.1


ADX:ABNIC's Net Margin % is ranked worse than
82.63% of 501 companies
in the Insurance industry
Industry Median: 9.29 vs ADX:ABNIC: 2.10

Al-Buhaira National Insurance Co  (ADX:ABNIC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Al-Buhaira National Insurance Co Net Margin % Related Terms


Al-Buhaira National Insurance Co Net Margin % Historical Data

* Premium members only.

The historical data trend for Al-Buhaira National Insurance Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Buhaira National Insurance Co Net Margin % Chart

Al-Buhaira National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.88 -14.68 -33.84 -5.03 0.77

Al-Buhaira National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.47 3.45 16.81 -25.85 15.65

ADX:ABNIC vs BRK.A, AIG, HIG: Net Margin % Comparison

For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Buhaira National Insurance Co Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where Al-Buhaira National Insurance Co's Net Margin % falls into.


ADX:ABNIC
67GF Score
Al-Buhaira National Insurance Co ADX:ABNIC
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Buhaira National Insurance Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Al-Buhaira National Insurance Co's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5.672/734.036
=0.77 %

Al-Buhaira National Insurance Co's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=30.969/197.901
=15.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 15.65% mean?
Al-Buhaira National Insurance Co (ADX:ABNIC) has a Net Margin % of 15.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Al-Buhaira National Insurance Co and its competitors. This is 124% above median its historical median of 6.98. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #414 out of 501 companies in the Insurance industry, placing it in the top 82.6%.
Is Al-Buhaira National Insurance Co's Net Margin % too high?
Al-Buhaira National Insurance Co's current Net Margin % of 15.65% is 124% above median its 10-year median of 6.98. The Insurance industry median Net Margin % is 9.29. Al-Buhaira National Insurance Co's value of 15.65% is 68.5% above this industry median. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #414 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #414 out of 501 companies for Net Margin %. This places Al-Buhaira National Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.29. Al-Buhaira National Insurance Co's value of 15.65% is 68.5% above this benchmark. While the company's 10-year median is 6.98 vs. the industry median of 9.29, Al-Buhaira National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Buhaira National Insurance Co's current Net Margin % of 15.65% is 68.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Al-Buhaira National Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current Net Margin % is 15.65%, which is 124% above median its own 10-year median of 6.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.52, compared to a current price of د.إ2.40 — trading 46.9% below its estimated fair value. The current Net Margin % is 15.65%, which is 124% above median its 10-year median of 6.98 and 68.5% above the Insurance industry median of 9.29. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current Net Margin % is 15.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued. The current stock price of د.إ2.40 is trading 46.9% below its estimated GF Value™ of د.إ4.52. GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.

Key valuation signals for ADX:ABNIC:

  • Net Margin %: 15.65% (124% above median its 10-year median of 6.98)
  • GF Value™: د.إ4.52 vs. price of د.إ2.40 (46.9% below fair value)
  • GF Score™: 67/100 with 3 warning signs
  • Industry Position: 68.5% above the Insurance median (#414 of 501)

No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Buhaira National Insurance Co Business Description

Address Al Buhaira Tower, Khalid Lagoon, P.O Box 6000, 6th Floor, Buhaira Corniche, Sharjah, ARE
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score

Get the complete analysis for ADX:ABNIC

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.40
Price
د.إ4.52
GF Value