Al-Buhaira National Insurance Co (ADX:ABNIC) E10: د.إ-1.25 (As of Mar. 2026)


ADX:ABNIC Al-Buhaira National Insurance Co ADX:ABNIC
67 GF Score
Price د.إ2.40
GF Value د.إ4.53
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Al-Buhaira National Insurance Co E10?

Al-Buhaira National Insurance Co ADX:ABNIC 67 E10 is د.إ-1.25 as of Mar. 2026. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ4.53 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Al-Buhaira National Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ0.124. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ-1.25 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-01), Al-Buhaira National Insurance Co's current stock price is د.إ2.40. Al-Buhaira National Insurance Co's E10 for the quarter that ended in Mar. 2026 was د.إ-1.25. Al-Buhaira National Insurance Co's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Al-Buhaira National Insurance Co was 99.67. The lowest was 10.00. And the median was 19.23.


Al-Buhaira National Insurance Co  (ADX:ABNIC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Al-Buhaira National Insurance Co was 99.67. The lowest was 10.00. And the median was 19.23.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Al-Buhaira National Insurance Co E10 Related Terms


Al-Buhaira National Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Al-Buhaira National Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Buhaira National Insurance Co E10 Chart

Al-Buhaira National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.14 0.08 -1.39 -1.22

Al-Buhaira National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.42 -1.45 -1.47 -1.22 -1.25

ADX:ABNIC vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Buhaira National Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Al-Buhaira National Insurance Co's Shiller PE Ratio falls into.


ADX:ABNIC
67GF Score
Al-Buhaira National Insurance Co ADX:ABNIC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Buhaira National Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al-Buhaira National Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.124/330.2130*330.2130
=0.124

Current CPI (Mar. 2026) = 330.2130.

Al-Buhaira National Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201506 0.040 238.638 0.055
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201703 0.096 243.801 0.130
201706 0.040 244.955 0.054
201709 0.030 246.819 0.040
201712 0.040 246.524 0.054
201803 0.070 249.554 0.093
201806 0.050 251.989 0.066
201809 0.030 252.439 0.039
201812 -0.010 251.233 -0.013
201903 0.080 254.202 0.104
201906 0.030 256.143 0.039
201909 0.030 256.759 0.039
201912 -0.045 256.974 -0.058
202003 0.080 258.115 0.102
202006 0.040 257.797 0.051
202009 0.050 260.280 0.063
202012 -0.071 260.474 -0.090
202103 0.080 264.877 0.100
202106 0.028 271.696 0.034
202109 0.030 274.310 0.036
202112 -0.040 278.802 -0.047
202203 0.070 287.504 0.080
202206 0.030 296.311 0.033
202209 -0.030 296.808 -0.033
202212 -0.220 296.797 -0.245
202303 -0.070 301.836 -0.077
202306 -0.070 305.109 -0.076
202309 -0.200 307.789 -0.215
202312 -0.190 306.746 -0.205
202403 -0.030 312.332 -0.032
202406 -0.016 314.175 -0.017
202409 -0.093 315.301 -0.097
202412 -13.602 315.605 -14.232
202503 0.037 319.799 0.038
202506 0.025 322.561 0.026
202509 0.123 324.800 0.125
202512 2.040 324.054 2.079
202603 0.124 330.213 0.124

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ-1.25 mean?
Al-Buhaira National Insurance Co (ADX:ABNIC) has a E10 of د.إ-1.25 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al-Buhaira National Insurance Co and its competitors.
Is Al-Buhaira National Insurance Co's E10 too high?
Al-Buhaira National Insurance Co's current E10 is د.إ-1.25. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's E10 compare to BRK.A and AIG?
Al-Buhaira National Insurance Co's E10 of د.إ-1.25 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al-Buhaira National Insurance Co and its competitors. Al-Buhaira National Insurance Co's current E10 is د.إ-1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.53, compared to a current price of د.إ2.40 — trading 47% below its estimated fair value. The current E10 is د.إ-1.25. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current E10 is د.إ-1.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued. The current stock price of د.إ2.40 is trading 47% below its estimated GF Value™ of د.إ4.53. GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.

Key valuation signals for ADX:ABNIC:

  • E10: د.إ-1.25
  • GF Value™: د.إ4.53 vs. price of د.إ2.40 (47% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Buhaira National Insurance Co Business Description

Address Al Buhaira Tower, Khalid Lagoon, P.O Box 6000, 6th Floor, Buhaira Corniche, Sharjah, ARE
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score

Get the complete analysis for ADX:ABNIC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.40
Price
د.إ4.53
GF Value