Al-Buhaira National Insurance Co (ADX:ABNIC) FCF Margin %: -23.03% (As of Mar. 2026)


ADX:ABNIC Al-Buhaira National Insurance Co ADX:ABNIC
67 GF Score
Price د.إ2.40
GF Value د.إ4.52
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Al-Buhaira National Insurance Co FCF Margin %?

Al-Buhaira National Insurance Co ADX:ABNIC 67 FCF Margin % is -23.03% as of Mar. 2026. GuruFocus rates ADX:ABNIC with a GF Score™ of 67/100 and a GF Value™ of د.إ4.52 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Al-Buhaira National Insurance Co ranks better than 87.03% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Al-Buhaira National Insurance Co's Free Cash Flow for the three months ended in Mar. 2026 was د.إ-45.6 Mil. Al-Buhaira National Insurance Co's Revenue for the three months ended in Mar. 2026 was د.إ197.9 Mil. Therefore, Al-Buhaira National Insurance Co's FCF Margin % for the quarter that ended in Mar. 2026 was -23.03%.

As of today, Al-Buhaira National Insurance Co's current FCF Yield % is 38.97%.

The historical rank and industry rank for Al-Buhaira National Insurance Co's FCF Margin % or its related term are showing as below:

ADX:ABNIC' s FCF Margin % Range Over the Past 10 Years
Min: -17.24   Med: 15.86   Max: 38.2
Current: 30.7


During the past 13 years, the highest FCF Margin % of Al-Buhaira National Insurance Co was 38.20%. The lowest was -17.24%. And the median was 15.86%.

ADX:ABNIC's FCF Margin % is ranked better than
87.03% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs ADX:ABNIC: 30.70


Al-Buhaira National Insurance Co FCF Margin % Related Terms


Al-Buhaira National Insurance Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Al-Buhaira National Insurance Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Buhaira National Insurance Co FCF Margin % Chart

Al-Buhaira National Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.48 23.31 -17.24 15.23 34.66

Al-Buhaira National Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.93 58.18 39.40 51.09 -23.03

ADX:ABNIC vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Al-Buhaira National Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Buhaira National Insurance Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Al-Buhaira National Insurance Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Al-Buhaira National Insurance Co's FCF Margin % falls into.


ADX:ABNIC
67GF Score
Al-Buhaira National Insurance Co ADX:ABNIC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al-Buhaira National Insurance Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Al-Buhaira National Insurance Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=254.416/734.036
=34.66 %

Al-Buhaira National Insurance Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-45.573/197.901
=-23.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -23.03% mean?
Al-Buhaira National Insurance Co (ADX:ABNIC) has a FCF Margin % of -23.03% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al-Buhaira National Insurance Co and its competitors. According to the industry distribution chart, Al-Buhaira National Insurance Co ranks #65 out of 501 companies in the Insurance industry, placing it in the top 13%.
Is Al-Buhaira National Insurance Co's FCF Margin % too high?
Al-Buhaira National Insurance Co's current FCF Margin % is -23.03%. Based on the distribution chart, Al-Buhaira National Insurance Co ranks #65 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Al-Buhaira National Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al-Buhaira National Insurance Co's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al-Buhaira National Insurance Co ranks #65 out of 501 companies for FCF Margin %. This places Al-Buhaira National Insurance Co in the top 13% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al-Buhaira National Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Buhaira National Insurance Co's current FCF Margin % is -23.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Buhaira National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Al-Buhaira National Insurance Co (ADX:ABNIC) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ4.52, compared to a current price of د.إ2.40 — trading 46.9% below its estimated fair value. The current FCF Margin % is -23.03%. Al-Buhaira National Insurance Co's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Al-Buhaira National Insurance Co (ADX:ABNIC), the current FCF Margin % is -23.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al-Buhaira National Insurance Co (ADX:ABNIC) Overvalued in 2026?

Based on GuruFocus' analysis, Al-Buhaira National Insurance Co stock appears to be undervalued. The current stock price of د.إ2.40 is trading 46.9% below its estimated GF Value™ of د.إ4.52. GuruFocus considers Al-Buhaira National Insurance Co to be Significantly Undervalued.

Key valuation signals for ADX:ABNIC:

  • FCF Margin %: -23.03%
  • GF Value™: د.إ4.52 vs. price of د.إ2.40 (46.9% below fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the ADX:ABNIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al-Buhaira National Insurance Co Business Description

Address Al Buhaira Tower, Khalid Lagoon, P.O Box 6000, 6th Floor, Buhaira Corniche, Sharjah, ARE
Al-Buhaira National Insurance Co is a national insurance company. The group's principal activity is the writing of insurance of all types, other than savings and accumulation of funds. The company is organized into two segments, namely Underwriting and Investments. The underwriting segment incorporates all classes of general insurance, including fire, marine, medical, motor, general accident, and other classes of insurance. The investment segment includes investments in equity securities, term deposits with banks, and investment properties.
67GF Score

Get the complete analysis for ADX:ABNIC

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.40
Price
د.إ4.52
GF Value