ASIA Capital Group PCL (BKK:ACAP) Debt-to-EBITDA : 1.50 (As of Sep. 2025)

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BKK:ACAP ASIA Capital Group PCL BKK:ACAP
12 GF Score
Price ฿0.33
GF Value ฿0.68
! 4 Warning Signs
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What is ASIA Capital Group PCL Debt-to-EBITDA?

ASIA Capital Group PCL BKK:ACAP 12 Debt-to-EBITDA is 1.50 as of Sep. 2025. GuruFocus rates BKK:ACAP with a GF Score™ of 12/100 and a GF Value™ of ฿0.68. The stock has 4 warning signs investors should review.

Debt-to-EBITDA measures a company's ability to pay off its debt.

ASIA Capital Group PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ฿828.4 Mil. ASIA Capital Group PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2025 was ฿114.0 Mil. ASIA Capital Group PCL's annualized EBITDA for the quarter that ended in Sep. 2025 was ฿630.0 Mil. ASIA Capital Group PCL's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 was 1.50.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for ASIA Capital Group PCL's Debt-to-EBITDA or its related term are showing as below:

BKK:ACAP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -31.22   Med: -2.87   Max: 37.44
Current: 4.64

During the past 13 years, the highest Debt-to-EBITDA Ratio of ASIA Capital Group PCL was 37.44. The lowest was -31.22. And the median was -2.87.

BKK:ACAP's Debt-to-EBITDA is not ranked
in the Credit Services industry.
Industry Median: 9.3 vs BKK:ACAP: 4.64

ASIA Capital Group PCL  (BKK:ACAP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


ASIA Capital Group PCL Debt-to-EBITDA Related Terms


ASIA Capital Group PCL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ASIA Capital Group PCL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASIA Capital Group PCL Debt-to-EBITDA Chart

ASIA Capital Group PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.48 -17.83 -31.22 2.74 3.76

ASIA Capital Group PCL Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.35 4.21 -25.53 -23.12 1.50

BKK:ACAP vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, ASIA Capital Group PCL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASIA Capital Group PCL Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ASIA Capital Group PCL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ASIA Capital Group PCL's Debt-to-EBITDA falls into.


BKK:ACAP
12GF Score
ASIA Capital Group PCL BKK:ACAP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
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ASIA Capital Group PCL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

ASIA Capital Group PCL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1046.185 + 118.227) / 309.646
=3.76

ASIA Capital Group PCL's annualized Debt-to-EBITDA for the quarter that ended in Sep. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(828.391 + 113.997) / 630
=1.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Sep. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 1.50 mean?
ASIA Capital Group PCL (BKK:ACAP) has a Debt-to-EBITDA of 1.50 as of Sep. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ASIA Capital Group PCL.
Is ASIA Capital Group PCL's Debt-to-EBITDA too high?
ASIA Capital Group PCL's current Debt-to-EBITDA is 1.50. The Credit Services industry median Debt-to-EBITDA is 9.30. ASIA Capital Group PCL's value of 1.50 is 83.9% below this industry median. Overall, ASIA Capital Group PCL has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does ASIA Capital Group PCL's Debt-to-EBITDA compare to V and MA?
ASIA Capital Group PCL's Debt-to-EBITDA of 1.50 can be compared against companies in the Credit Services industry. The industry median Debt-to-EBITDA is 9.30. ASIA Capital Group PCL's value of 1.50 is 83.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Credit Services company?
The median Debt-to-EBITDA among Credit Services companies is 9.30, based on 284 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASIA Capital Group PCL's current Debt-to-EBITDA of 1.50 is 83.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on ASIA Capital Group PCL. For the Credit Services industry, the median Debt-to-EBITDA is 9.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASIA Capital Group PCL's current Debt-to-EBITDA is 1.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASIA Capital Group PCL stock overvalued right now?
ASIA Capital Group PCL (BKK:ACAP) has a current Debt-to-EBITDA of 1.50. The stock's GF Value™ is ฿0.68, compared to a current price of ฿0.33 — trading 51.5% below its estimated fair value. The current Debt-to-EBITDA is 1.50 and 83.9% below the Credit Services industry median of 9.30. ASIA Capital Group PCL's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For ASIA Capital Group PCL (BKK:ACAP), the current Debt-to-EBITDA is 1.50 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASIA Capital Group PCL (BKK:ACAP) Overvalued in 2026?

Based on GuruFocus' analysis, ASIA Capital Group PCL stock appears to be undervalued. The current stock price of ฿0.33 is trading 51.5% below its estimated GF Value™ of ฿0.68.

Key valuation signals for BKK:ACAP:

  • Debt-to-EBITDA: 1.50
  • GF Value™: ฿0.68 vs. price of ฿0.33 (51.5% below fair value)
  • GF Score™: 12/100 with 4 warning signs
  • Industry Position: 83.9% below the Credit Services median

No single metric tells the full story. See the BKK:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASIA Capital Group PCL Business Description

Address On Nut Road, No. 486 Building E 2, 2nd Floor, On Nut Subdistrict, Suan Luang District, Bangkok, THA, 10250
ASIA Capital Group PCL is a company engaged in the provision of financial advisory services. The company operates through two segments namely Lending and Factoring, Develop property for sale and Property rental services. Its Lending services offer personal and business loans. In addition, it provides debt restructuring, preparation, and management of rehabilitation plans, fundraising, financial restructuring, seeking strategic alliances, purchase and sales, and merger and acquisition. Further, it is also involved in the factoring business.
12GF Score

Get the complete analysis for BKK:ACAP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.33
Price
฿0.68
GF Value