ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. ASIA Capital Group PCL's annualizedNet Income for the quarter that ended in Sep. 2025 was ฿461.1 Mil.
ASIA Capital Group PCL's average Total Assets over the quarter that ended in Sep. 2025 was ฿2,618.2 Mil. Therefore, ASIA Capital Group PCL's annualized ROA % for the quarter that ended in Sep. 2025 was 17.61%.
The historical rank and industry rank for ASIA Capital Group PCL's ROA % or its related term are showing as below:
BKK:ACAP'
s ROA % Range Over the Past 10 Years
Min: -9.09 Med: -0.69 Max: 16.81
Current: 3.47
During the past 13 years, ASIA Capital Group PCL's highest ROA % was 16.81%. The lowest was -9.09%. And the median was -0.69%.
BKK:ACAP's ROA % is not ranked
in the Credit Services industry.
Industry Median: 1.915
vs BKK:ACAP: 3.47
ASIA Capital Group PCL (BKK:ACAP) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, ASIA Capital Group PCL's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASIA Capital Group PCL ROA % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, ASIA Capital Group PCL's ROA % distribution charts can be found below:
* The bar in red indicates where ASIA Capital Group PCL's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Sep. 2025) net income data.
ROA % is displayed in the 30-year financial page.
ASIA Capital Group PCL (BKK:ACAP) has a ROA % of 17.61% as of Sep. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on ASIA Capital Group PCL and its competitors.
Is ASIA Capital Group PCL's ROA % too high?
ASIA Capital Group PCL's current ROA % is 17.61%. The Credit Services industry median ROA % is 1.92. ASIA Capital Group PCL's value of 17.61% is 819.6% above this industry median. Overall, ASIA Capital Group PCL has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does ASIA Capital Group PCL's ROA % compare to V and MA?
ASIA Capital Group PCL's ROA % of 17.61% can be compared against companies in the Credit Services industry. The industry median ROA % is 1.92. ASIA Capital Group PCL's value of 17.61% is 819.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Credit Services company?
The median ROA % among Credit Services companies is 1.92, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASIA Capital Group PCL's current ROA % of 17.61% is 819.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on ASIA Capital Group PCL and its competitors. For the Credit Services industry, the median ROA % is 1.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASIA Capital Group PCL's current ROA % is 17.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASIA Capital Group PCL stock overvalued right now?
ASIA Capital Group PCL (BKK:ACAP) has a current ROA % of 17.61%. The stock's GF Value™ is ฿0.68, compared to a current price of ฿0.33 — trading 51.5% below its estimated fair value. The current ROA % is 17.61% and 819.6% above the Credit Services industry median of 1.92. ASIA Capital Group PCL's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For ASIA Capital Group PCL (BKK:ACAP), the current ROA % is 17.61% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASIA Capital Group PCL (BKK:ACAP) Overvalued in 2026?
Based on GuruFocus' analysis, ASIA Capital Group PCL stock appears to be undervalued.
The current stock price of ฿0.33 is trading 51.5% below its estimated GF Value™ of ฿0.68.
Key valuation signals for BKK:ACAP:
ROA %: 17.61%
GF Value™: ฿0.68 vs. price of ฿0.33 (51.5% below fair value)
Industry Position: 819.6% above the Credit Services median
No single metric tells the full story. See the BKK:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASIA Capital Group PCL is a company engaged in the provision of financial advisory services. The company operates through two segments namely Lending and Factoring, Develop property for sale and Property rental services. Its Lending services offer personal and business loans. In addition, it provides debt restructuring, preparation, and management of rehabilitation plans, fundraising, financial restructuring, seeking strategic alliances, purchase and sales, and merger and acquisition. Further, it is also involved in the factoring business.
12GF Score
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