ASIA Capital Group PCL (BKK:ACAP) Effective Interest Rate on Debt %: 1.61% (As of Sep. 2025)

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BKK:ACAP ASIA Capital Group PCL BKK:ACAP
12 GF Score
Price ฿0.33
GF Value ฿0.68
! 4 Warning Signs
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What is ASIA Capital Group PCL Effective Interest Rate on Debt %?

ASIA Capital Group PCL BKK:ACAP 12 Effective Interest Rate on Debt % is 1.61% as of Sep. 2025. GuruFocus rates BKK:ACAP with a GF Score™ of 12/100 and a GF Value™ of ฿0.68. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ASIA Capital Group PCL's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was ฿16.7 Mil. ASIA Capital Group PCL's average total debt for the quarter that ended in Sep. 2025 was ฿1,034.0 Mil. Therefore, ASIA Capital Group PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 1.61%.


ASIA Capital Group PCL  (BKK:ACAP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ASIA Capital Group PCL Effective Interest Rate on Debt % Related Terms


ASIA Capital Group PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ASIA Capital Group PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASIA Capital Group PCL Effective Interest Rate on Debt % Chart

ASIA Capital Group PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.02 0.04 0.04 0.48

ASIA Capital Group PCL Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.94 2.14 1.67 1.61

BKK:ACAP vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, ASIA Capital Group PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASIA Capital Group PCL Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ASIA Capital Group PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ASIA Capital Group PCL's Effective Interest Rate on Debt % falls into.


BKK:ACAP
12GF Score
ASIA Capital Group PCL BKK:ACAP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASIA Capital Group PCL Effective Interest Rate on Debt % Calculation

ASIA Capital Group PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -6.317/( (1474.927+1164.412)/ 2 )
=-1  *  -6.317/1319.6695
=0.48 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.557 + 1473.37
=1474.927

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=118.227 + 1046.185
=1164.412

ASIA Capital Group PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -16.68/( (1125.599+942.388)/ 2 )
=-1  *  -16.68/1033.9935
=1.61 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=109.953 + 1015.646
=1125.599

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=113.997 + 828.391
=942.388

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.61% mean?
ASIA Capital Group PCL (BKK:ACAP) has a Effective Interest Rate on Debt % of 1.61% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASIA Capital Group PCL and its competitors.
Is ASIA Capital Group PCL's Effective Interest Rate on Debt % too high?
ASIA Capital Group PCL's current Effective Interest Rate on Debt % is 1.61%. Overall, ASIA Capital Group PCL has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does ASIA Capital Group PCL's Effective Interest Rate on Debt % compare to V and MA?
ASIA Capital Group PCL's Effective Interest Rate on Debt % of 1.61% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ASIA Capital Group PCL and its competitors. ASIA Capital Group PCL's current Effective Interest Rate on Debt % is 1.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASIA Capital Group PCL stock overvalued right now?
ASIA Capital Group PCL (BKK:ACAP) has a current Effective Interest Rate on Debt % of 1.61%. The stock's GF Value™ is ฿0.68, compared to a current price of ฿0.33 — trading 51.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.61%. ASIA Capital Group PCL's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ASIA Capital Group PCL (BKK:ACAP), the current Effective Interest Rate on Debt % is 1.61% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASIA Capital Group PCL (BKK:ACAP) Overvalued in 2026?

Based on GuruFocus' analysis, ASIA Capital Group PCL stock appears to be undervalued. The current stock price of ฿0.33 is trading 51.5% below its estimated GF Value™ of ฿0.68.

Key valuation signals for BKK:ACAP:

  • Effective Interest Rate on Debt %: 1.61%
  • GF Value™: ฿0.68 vs. price of ฿0.33 (51.5% below fair value)
  • GF Score™: 12/100 with 4 warning signs

No single metric tells the full story. See the BKK:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASIA Capital Group PCL Business Description

Address On Nut Road, No. 486 Building E 2, 2nd Floor, On Nut Subdistrict, Suan Luang District, Bangkok, THA, 10250
ASIA Capital Group PCL is a company engaged in the provision of financial advisory services. The company operates through two segments namely Lending and Factoring, Develop property for sale and Property rental services. Its Lending services offer personal and business loans. In addition, it provides debt restructuring, preparation, and management of rehabilitation plans, fundraising, financial restructuring, seeking strategic alliances, purchase and sales, and merger and acquisition. Further, it is also involved in the factoring business.
12GF Score

Get the complete analysis for BKK:ACAP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.33
Price
฿0.68
GF Value