ASIA Capital Group PCL (BKK:ACAP) ROE %: 55.54% (As of Sep. 2025) — 7949% Above Median


BKK:ACAP ASIA Capital Group PCL BKK:ACAP
12 GF Score
Price ฿0.33
GF Value ฿0.68
! 4 Warning Signs
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What is ASIA Capital Group PCL ROE %?

ASIA Capital Group PCL BKK:ACAP 12 ROE % is 55.54% as of Sep. 2025, which is 7949% above its 10-year median of 0.69. GuruFocus rates BKK:ACAP with a GF Score™ of 12/100 and a GF Value™ of ฿0.68. The stock has 4 warning signs investors should review.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. ASIA Capital Group PCL's annualized net income for the quarter that ended in Sep. 2025 was ฿461.1 Mil. ASIA Capital Group PCL's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was ฿830.2 Mil. Therefore, ASIA Capital Group PCL's annualized ROE % for the quarter that ended in Sep. 2025 was 55.54%.

The historical rank and industry rank for ASIA Capital Group PCL's ROE % or its related term are showing as below:

BKK:ACAP' s ROE % Range Over the Past 10 Years
Min: -146.93   Med: 0.69   Max: 177
Current: 12.99

During the past 13 years, ASIA Capital Group PCL's highest ROE % was 177.00%. The lowest was -146.93%. And the median was 0.69%.

BKK:ACAP's ROE % is not ranked
in the Credit Services industry.
Industry Median: 6.61 vs BKK:ACAP: 12.99

ASIA Capital Group PCL  (BKK:ACAP) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=461.124/830.205
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(461.124 / 92.652)*(92.652 / 2618.221)*(2618.221 / 830.205)
=Net Margin %*Asset Turnover*Equity Multiplier
=497.69 %*0.0354*3.1537
=ROA %*Equity Multiplier
=17.62 %*3.1537
=55.54 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=461.124/830.205
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (461.124 / 554.332) * (554.332 / -186.036) * (-186.036 / 92.652) * (92.652 / 2618.221) * (2618.221 / 830.205)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8319 * -2.9797 * -200.79 % * 0.0354 * 3.1537
=55.54 %

Note: The net income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


ASIA Capital Group PCL ROE % Related Terms


ASIA Capital Group PCL ROE % Historical Data

* Premium members only.

The historical data trend for ASIA Capital Group PCL's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASIA Capital Group PCL ROE % Chart

ASIA Capital Group PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -49.56 -99.71 -146.93 177.00 38.48

ASIA Capital Group PCL Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 191.59 27.21 -14.68 -16.08 55.54

BKK:ACAP vs V, MA, AXP: ROE % Comparison

For the Credit Services subindustry, ASIA Capital Group PCL's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASIA Capital Group PCL ROE % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ASIA Capital Group PCL's ROE % distribution charts can be found below:

* The bar in red indicates where ASIA Capital Group PCL's ROE % falls into.


BKK:ACAP
12GF Score
ASIA Capital Group PCL BKK:ACAP
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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ASIA Capital Group PCL ROE % Calculation

ASIA Capital Group PCL's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=265.161/( (555.598+822.572)/ 2 )
=265.161/689.085
=38.48 %

ASIA Capital Group PCL's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=461.124/( (752.143+908.267)/ 2 )
=461.124/830.205
=55.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 55.54% mean?
ASIA Capital Group PCL (BKK:ACAP) has a ROE % of 55.54% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on ASIA Capital Group PCL and its competitors. This is 7949% above median its historical median of 0.69.
Is ASIA Capital Group PCL's ROE % too high?
ASIA Capital Group PCL's current ROE % of 55.54% is 7949% above median its 10-year median of 0.69. The Credit Services industry median ROE % is 6.61. ASIA Capital Group PCL's value of 55.54% is 740.2% above this industry median. Overall, ASIA Capital Group PCL has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does ASIA Capital Group PCL's ROE % compare to V and MA?
ASIA Capital Group PCL's ROE % of 55.54% can be compared against companies in the Credit Services industry. The industry median ROE % is 6.61. ASIA Capital Group PCL's value of 55.54% is 740.2% above this benchmark. While the company's 10-year median is 0.69 vs. the industry median of 6.61, ASIA Capital Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Credit Services company?
The median ROE % among Credit Services companies is 6.61, based on 529 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASIA Capital Group PCL's current ROE % of 55.54% is 740.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on ASIA Capital Group PCL and its competitors. For the Credit Services industry, the median ROE % is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASIA Capital Group PCL's current ROE % is 55.54%, which is 7949% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASIA Capital Group PCL stock overvalued right now?
ASIA Capital Group PCL (BKK:ACAP) has a current ROE % of 55.54%. The stock's GF Value™ is ฿0.68, compared to a current price of ฿0.33 — trading 51.5% below its estimated fair value. The current ROE % is 55.54%, which is 7949% above median its 10-year median of 0.69 and 740.2% above the Credit Services industry median of 6.61. ASIA Capital Group PCL's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For ASIA Capital Group PCL (BKK:ACAP), the current ROE % is 55.54% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASIA Capital Group PCL (BKK:ACAP) Overvalued in 2026?

Based on GuruFocus' analysis, ASIA Capital Group PCL stock appears to be undervalued. The current stock price of ฿0.33 is trading 51.5% below its estimated GF Value™ of ฿0.68.

Key valuation signals for BKK:ACAP:

  • ROE %: 55.54% (7949% above median its 10-year median of 0.69)
  • GF Value™: ฿0.68 vs. price of ฿0.33 (51.5% below fair value)
  • GF Score™: 12/100 with 4 warning signs
  • Industry Position: 740.2% above the Credit Services median

No single metric tells the full story. See the BKK:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASIA Capital Group PCL Business Description

Address On Nut Road, No. 486 Building E 2, 2nd Floor, On Nut Subdistrict, Suan Luang District, Bangkok, THA, 10250
ASIA Capital Group PCL is a company engaged in the provision of financial advisory services. The company operates through two segments namely Lending and Factoring, Develop property for sale and Property rental services. Its Lending services offer personal and business loans. In addition, it provides debt restructuring, preparation, and management of rehabilitation plans, fundraising, financial restructuring, seeking strategic alliances, purchase and sales, and merger and acquisition. Further, it is also involved in the factoring business.
12GF Score

Get the complete analysis for BKK:ACAP

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.33
Price
฿0.68
GF Value