ASIA Capital Group PCL (BKK:ACAP) Interest Coverage: 0 (At Loss) (As of Sep. 2025)


BKK:ACAP ASIA Capital Group PCL BKK:ACAP
12 GF Score
Price ฿0.33
GF Value ฿0.68
! 4 Warning Signs
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What is ASIA Capital Group PCL Interest Coverage?

ASIA Capital Group PCL BKK:ACAP 12 Interest Coverage is 0 (At Loss) as of Sep. 2025. GuruFocus rates BKK:ACAP with a GF Score™ of 12/100 and a GF Value™ of ฿0.68. The stock has 4 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. ASIA Capital Group PCL's Operating Income for the three months ended in Sep. 2025 was ฿-46.5 Mil. ASIA Capital Group PCL's Interest Expense for the three months ended in Sep. 2025 was ฿-4.2 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for ASIA Capital Group PCL's Interest Coverage or its related term are showing as below:


BKK:ACAP's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 49.41
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


ASIA Capital Group PCL  (BKK:ACAP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


ASIA Capital Group PCL Interest Coverage Related Terms


ASIA Capital Group PCL Interest Coverage Historical Data

* Premium members only.

The historical data trend for ASIA Capital Group PCL's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

ASIA Capital Group PCL Interest Coverage Chart

ASIA Capital Group PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ASIA Capital Group PCL Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.08 0.00 0.00 0.00 0.00

BKK:ACAP vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, ASIA Capital Group PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASIA Capital Group PCL Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ASIA Capital Group PCL's Interest Coverage distribution charts can be found below:

* The bar in red indicates where ASIA Capital Group PCL's Interest Coverage falls into.


BKK:ACAP
12GF Score
ASIA Capital Group PCL BKK:ACAP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ASIA Capital Group PCL Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ASIA Capital Group PCL's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, ASIA Capital Group PCL's Interest Expense was ฿-6.3 Mil. Its Operating Income was ฿-102.5 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿118.2 Mil.

ASIA Capital Group PCL did not have earnings to cover the interest expense.

ASIA Capital Group PCL's Interest Coverage for the quarter that ended in Sep. 2025 is calculated as

Here, for the three months ended in Sep. 2025, ASIA Capital Group PCL's Interest Expense was ฿-4.2 Mil. Its Operating Income was ฿-46.5 Mil. And its Long-Term Debt & Capital Lease Obligation was ฿114.0 Mil.

ASIA Capital Group PCL did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
ASIA Capital Group PCL (BKK:ACAP) has a Interest Coverage of 0 (At Loss) as of Sep. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ASIA Capital Group PCL and its competitors.
Is ASIA Capital Group PCL's Interest Coverage too high?
ASIA Capital Group PCL's current Interest Coverage is 0 (At Loss). Overall, ASIA Capital Group PCL has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does ASIA Capital Group PCL's Interest Coverage compare to V and MA?
ASIA Capital Group PCL's Interest Coverage of 0 (At Loss) can be compared against companies in the Credit Services industry. The industry median Interest Coverage is 49.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 49.41, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on ASIA Capital Group PCL and its competitors. For the Credit Services industry, the median Interest Coverage is 49.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASIA Capital Group PCL's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASIA Capital Group PCL stock overvalued right now?
ASIA Capital Group PCL (BKK:ACAP) has a current Interest Coverage of 0 (At Loss). The stock's GF Value™ is ฿0.68, compared to a current price of ฿0.33 — trading 51.5% below its estimated fair value. The current Interest Coverage is 0 (At Loss). ASIA Capital Group PCL's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For ASIA Capital Group PCL (BKK:ACAP), the current Interest Coverage is 0 (At Loss) as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASIA Capital Group PCL (BKK:ACAP) Overvalued in 2026?

Based on GuruFocus' analysis, ASIA Capital Group PCL stock appears to be undervalued. The current stock price of ฿0.33 is trading 51.5% below its estimated GF Value™ of ฿0.68.

Key valuation signals for BKK:ACAP:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: ฿0.68 vs. price of ฿0.33 (51.5% below fair value)
  • GF Score™: 12/100 with 4 warning signs

No single metric tells the full story. See the BKK:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASIA Capital Group PCL Business Description

Address On Nut Road, No. 486 Building E 2, 2nd Floor, On Nut Subdistrict, Suan Luang District, Bangkok, THA, 10250
ASIA Capital Group PCL is a company engaged in the provision of financial advisory services. The company operates through two segments namely Lending and Factoring, Develop property for sale and Property rental services. Its Lending services offer personal and business loans. In addition, it provides debt restructuring, preparation, and management of rehabilitation plans, fundraising, financial restructuring, seeking strategic alliances, purchase and sales, and merger and acquisition. Further, it is also involved in the factoring business.
12GF Score

Get the complete analysis for BKK:ACAP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.33
Price
฿0.68
GF Value