Thai Life Insurance PCL (BKK:TLI) Debt-to-EBITDA : N/A (As of Jun. 2026)

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BKK:TLI Thai Life Insurance PCL BKK:TLI
70 GF Score
Price ฿11.50
GF Value ฿9.07
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Thai Life Insurance PCL Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Thai Life Insurance PCL's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ฿0 Mil. Thai Life Insurance PCL's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ฿0 Mil. Thai Life Insurance PCL's annualized EBITDA for the quarter that ended in Jun. 2026 was ฿0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Thai Life Insurance PCL's Debt-to-EBITDA or its related term are showing as below:

BKK:TLI's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.235
* Ranked among companies with meaningful Debt-to-EBITDA only.

Thai Life Insurance PCL  (BKK:TLI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.

Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

Thai Life Insurance PCL Debt-to-EBITDA Related Terms

Thai Life Insurance PCL Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Thai Life Insurance PCL's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thai Life Insurance PCL Debt-to-EBITDA Chart

Thai Life Insurance PCL Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only N/A N/A N/A N/A N/A

Thai Life Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

BKK:TLI vs AFL, MET, PRU: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, Thai Life Insurance PCL's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Thai Life Insurance PCL Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Thai Life Insurance PCL's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Thai Life Insurance PCL's Debt-to-EBITDA falls into.


BKK:TLI
70GF Score
Thai Life Insurance PCL BKK:TLI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thai Life Insurance PCL Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Thai Life Insurance PCL's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / N/A
=N/A

Thai Life Insurance PCL's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Thai Life Insurance PCL (BKK:TLI) Overvalued in 2026?

Based on GuruFocus' analysis, Thai Life Insurance PCL stock appears to be overvalued. The current stock price of ฿11.50 is trading 26.8% above its estimated GF Value™ of ฿9.07. GuruFocus considers Thai Life Insurance PCL to be Modestly Overvalued.

Key valuation signals for BKK:TLI:

  • Debt-to-EBITDA: N/A
  • GF Value™: ฿9.07 vs. price of ฿11.50 (26.8% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the BKK:TLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Thai Life Insurance PCL Business Description

Other Exchanges TLI-F:Thailand
Address 123 Ratchadaphisek Road, Thai Life Insurance Building, 6th Floor, Din Daeng Subdistrict, Din Daeng District, Bangkok, THA, 10400
Thai Life Insurance PCL is a life insurance company. It provides integrated products covering personal accident insurance and group insurance. Its segment includes agent channel; and partnership and other channels, which include commercial banks, government banks, leasing & hire purchase, consumer finance, direct marketing, group employee benefits, and digital. The company generates maximum revenue from the agent channel segment.
70GF Score

Get the complete analysis for BKK:TLI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.50
Price
฿9.07
GF Value