Thai Life Insurance PCL (BKK:TLI) OCF Yield %: 13.09 (As of Jul. 11, 2026) — 279% Above Median


BKK:TLI Thai Life Insurance PCL BKK:TLI
63 GF Score
Price ฿11.90
GF Value ฿7.10
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Thai Life Insurance PCL OCF Yield %?

Thai Life Insurance PCL BKK:TLI 63 OCF Yield % is 13.09 as of Jul. 11, 2026, which is 279% above its 10-year median of 3.45. GuruFocus rates BKK:TLI with a GF Score™ of 63/100 and a GF Value™ of ฿7.10 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, Thai Life Insurance PCL ranks better than 67.19% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Thai Life Insurance PCL's Trailing 12-Month Cash Flow from Operations is ฿17,839 Mil, and Market Cap is ฿136,255 Mil. Therefore, Thai Life Insurance PCL's OCF Yield % for today is 13.09%.

The historical rank and industry rank for Thai Life Insurance PCL's OCF Yield % or its related term are showing as below:

BKK:TLI' s OCF Yield % Range Over the Past 10 Years
Min: -7.19   Med: 3.45   Max: 15.91
Current: 13.09


During the past 9 years, the highest OCF Yield % of Thai Life Insurance PCL was 15.91%. The lowest was -7.19%. And the median was 3.45%.

BKK:TLI's OCF Yield % is ranked better than
67.19% of 506 companies
in the Insurance industry
Industry Median: 8.075 vs BKK:TLI: 13.09

Thai Life Insurance PCL's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Thai Life Insurance PCL OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Thai Life Insurance PCL OCF Yield % Related Terms


Thai Life Insurance PCL OCF Yield % Historical Data

* Premium members only.

The historical data trend for Thai Life Insurance PCL's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thai Life Insurance PCL OCF Yield % Chart

Thai Life Insurance PCL Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only 0.00 -6.03 3.70 7.18 2.65

Thai Life Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -20.66 42.72 -16.15 8.56 27.13

BKK:TLI vs AFL, MET, PRU: OCF Yield % Comparison

For the Insurance - Life subindustry, Thai Life Insurance PCL's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thai Life Insurance PCL OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Thai Life Insurance PCL's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Thai Life Insurance PCL's OCF Yield % falls into.


BKK:TLI
63GF Score
Thai Life Insurance PCL BKK:TLI
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thai Life Insurance PCL OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Thai Life Insurance PCL's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=3020.662 / 113927.5
=2.65%

Thai Life Insurance PCL's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=8075.342 * 4 / 119080
=27.13%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 13.09 mean?
Thai Life Insurance PCL (BKK:TLI) has a OCF Yield % of 13.09 as of Jul. 11, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Thai Life Insurance PCL and its competitors. This is 279% above median its historical median of 3.45. According to the industry distribution chart, Thai Life Insurance PCL ranks #166 out of 506 companies in the Insurance industry, placing it in the top 32.8%.
Is Thai Life Insurance PCL's OCF Yield % too high?
Thai Life Insurance PCL's current OCF Yield % of 13.09 is 279% above median its 10-year median of 3.45. The Insurance industry median OCF Yield % is 8.08. Thai Life Insurance PCL's value of 13.09 is 62.1% above this industry median. Based on the distribution chart, Thai Life Insurance PCL ranks #166 out of 506 companies in the Insurance industry, which is above the industry midpoint. Overall, Thai Life Insurance PCL has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Life Insurance PCL's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Thai Life Insurance PCL ranks #166 out of 506 companies for OCF Yield %. This puts Thai Life Insurance PCL in the upper half of its industry. The industry median OCF Yield % is 8.08. Thai Life Insurance PCL's value of 13.09 is 62.1% above this benchmark. While the company's 10-year median is 3.45 vs. the industry median of 8.08, Thai Life Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.08, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thai Life Insurance PCL's current OCF Yield % of 13.09 is 62.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Thai Life Insurance PCL and its competitors. For the Insurance industry, the median OCF Yield % is 8.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Life Insurance PCL's current OCF Yield % is 13.09, which is 279% above median its own 10-year median of 3.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Life Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Life Insurance PCL (BKK:TLI) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿7.10, compared to a current price of ฿11.90 — trading 67.6% above its estimated fair value. The current OCF Yield % is 13.09, which is 279% above median its 10-year median of 3.45 and 62.1% above the Insurance industry median of 8.08. Thai Life Insurance PCL's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Thai Life Insurance PCL (BKK:TLI), the current OCF Yield % is 13.09 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thai Life Insurance PCL (BKK:TLI) Overvalued in 2026?

Based on GuruFocus' analysis, Thai Life Insurance PCL stock appears to be overvalued. The current stock price of ฿11.90 is trading 67.6% above its estimated GF Value™ of ฿7.10. GuruFocus considers Thai Life Insurance PCL to be Significantly Overvalued.

Key valuation signals for BKK:TLI:

  • OCF Yield %: 13.09 (279% above median its 10-year median of 3.45)
  • GF Value™: ฿7.10 vs. price of ฿11.90 (67.6% above fair value)
  • GF Score™: 63/100 with 3 warning signs
  • Industry Position: 62.1% above the Insurance median (#166 of 506)

No single metric tells the full story. See the BKK:TLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thai Life Insurance PCL Business Description

Other Exchanges TLI-F:Thailand
Address 123 Ratchadaphisek Road, Thai Life Insurance Building, 6th Floor, Din Daeng Subdistrict, Din Daeng District, Bangkok, THA, 10400
Thai Life Insurance PCL is a life insurance company. It provides integrated products covering personal accident insurance and group insurance. Its segment includes agent channel; and partnership and other channels, which include commercial banks, government banks, leasing & hire purchase, consumer finance, direct marketing, group employee benefits, and digital. The company generates maximum revenue from the agent channel segment.
63GF Score

Get the complete analysis for BKK:TLI

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.90
Price
฿7.10
GF Value