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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Thai Life Insurance PCL's Debt-to-Equity or its related term are showing as below:
BKK:TLI's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.21 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Thai Life Insurance PCL Debt-to-Equity Related Terms
Thai Life Insurance PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:TLI vs MET, AFL, PRU: Debt-to-Equity Comparison
For the Insurance - Life subindustry, Thai Life Insurance PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thai Life Insurance PCL Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Thai Life Insurance PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Thai Life Insurance PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thai Life Insurance PCL (BKK:TLI) has a Debt-to-Equity of 0.00 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Thai Life Insurance PCL and its competitors. According to the industry distribution chart, Thai Life Insurance PCL ranks #999999 out of 399 companies in the Insurance industry.
Is Thai Life Insurance PCL's Debt-to-Equity too high?
Thai Life Insurance PCL's current Debt-to-Equity is 0.00. Based on the distribution chart, Thai Life Insurance PCL ranks #999999 out of 399 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Thai Life Insurance PCL has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Life Insurance PCL's Debt-to-Equity compare to MET and AFL?
According to the Insurance industry distribution chart, Thai Life Insurance PCL ranks #999999 out of 399 companies for Debt-to-Equity. This places Thai Life Insurance PCL in the lower half of its industry. The industry median Debt-to-Equity is 0.21. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Thai Life Insurance PCL and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Life Insurance PCL's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Life Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Life Insurance PCL (BKK:TLI) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿8.90, compared to a current price of ฿11.10 — trading 24.7% above its estimated fair value. The current Debt-to-Equity is 0.00. Thai Life Insurance PCL's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Thai Life Insurance PCL (BKK:TLI), the current Debt-to-Equity is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thai Life Insurance PCL (BKK:TLI) Overvalued in 2026?
Based on GuruFocus' analysis, Thai Life Insurance PCL stock appears to be overvalued.
The current stock price of ฿11.10 is trading 24.7% above its estimated GF Value™ of ฿8.90.
GuruFocus considers Thai Life Insurance PCL to be Modestly Overvalued.
Key valuation signals for BKK:TLI:
Debt-to-Equity: 0.00
GF Value™: ฿8.90 vs. price of ฿11.10 (24.7% above fair value)
No single metric tells the full story. See the BKK:TLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thai Life Insurance PCL is a life insurance company. It provides integrated products covering personal accident insurance and group insurance. Its segment includes agent channel; and partnership and other channels, which include commercial banks, government banks, leasing & hire purchase, consumer finance, direct marketing, group employee benefits, and digital. The company generates maximum revenue from the agent channel segment.
68GF Score
Get the complete analysis for BKK:TLI
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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