Thai Life Insurance PCL (BKK:TLI) Net Income: ฿12,129 Mil (TTM As of Jun. 2026)

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BKK:TLI Thai Life Insurance PCL BKK:TLI
68 GF Score
Price ฿11.50
GF Value ฿8.83
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Thai Life Insurance PCL Net Income?

Thai Life Insurance PCL BKK:TLI +1.77% 68 Net Income is ฿12,129 Mil as of Jun. 2026. GuruFocus rates BKK:TLI with a GF Score™ of 68/100 and a GF Value™ of ฿8.83 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Thai Life Insurance PCL's Net Income for the three months ended in Jun. 2026 was ฿3,308 Mil. Its Net Income for the trailing twelve months (TTM) ended in Jun. 2026 was ฿12,129 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Thai Life Insurance PCL's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was ฿0.29.


Thai Life Insurance PCL  (BKK:TLI) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Thai Life Insurance PCL's Earnings per Share (Diluted) (EPS) for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Thai Life Insurance PCL Net Income Related Terms


Thai Life Insurance PCL Net Income Historical Data

* Premium members only.

The historical data trend for Thai Life Insurance PCL's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thai Life Insurance PCL Net Income Chart

Thai Life Insurance PCL Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only 8,393.52 9,265.06 9,706.66 13,369.41 11,881.92

Thai Life Insurance PCL Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,644.80 3,031.46 2,522.94 3,267.03 3,307.55
BKK:TLI
68GF Score
Thai Life Insurance PCL BKK:TLI
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thai Life Insurance PCL Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Thai Life Insurance PCL's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=14715.928+-2834.01+0+0
=11,882

Thai Life Insurance PCL's Net Income for the quarter that ended in Jun. 2026 is calculated as

Net Income(Q: Jun. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=4061.799+-754.254+0+0
=3,308

Net Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿12,129 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of ฿12,129 Mil mean?
Thai Life Insurance PCL (BKK:TLI) has a Net Income of ฿12,129 Mil as of Jun. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Thai Life Insurance PCL and its competitors.
Is Thai Life Insurance PCL's Net Income too high?
Thai Life Insurance PCL's current Net Income is ฿12,129 Mil. Overall, Thai Life Insurance PCL has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Life Insurance PCL's Net Income compare to MET and AFL?
Thai Life Insurance PCL's Net Income of ฿12,129 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for an Insurance company?
A good Net Income depends on the Insurance industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Thai Life Insurance PCL and its competitors. Thai Life Insurance PCL's current Net Income is ฿12,129 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Life Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Life Insurance PCL (BKK:TLI) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿8.83, compared to a current price of ฿11.50 — trading 30.2% above its estimated fair value. The current Net Income is ฿12,129 Mil. Thai Life Insurance PCL's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Thai Life Insurance PCL (BKK:TLI), the current Net Income is ฿12,129 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thai Life Insurance PCL (BKK:TLI) Overvalued in 2026?

Based on GuruFocus' analysis, Thai Life Insurance PCL stock appears to be overvalued. The current stock price of ฿11.50 is trading 30.2% above its estimated GF Value™ of ฿8.83. GuruFocus considers Thai Life Insurance PCL to be Modestly Overvalued.

Key valuation signals for BKK:TLI:

  • Net Income: ฿12,129 Mil
  • GF Value™: ฿8.83 vs. price of ฿11.50 (30.2% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the BKK:TLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thai Life Insurance PCL Business Description

Other Exchanges TLI-F:Thailand
Address 123 Ratchadaphisek Road, Thai Life Insurance Building, 6th Floor, Din Daeng Subdistrict, Din Daeng District, Bangkok, THA, 10400
Thai Life Insurance PCL is a life insurance company. It provides integrated products covering personal accident insurance and group insurance. Its segment includes agent channel; and partnership and other channels, which include commercial banks, government banks, leasing & hire purchase, consumer finance, direct marketing, group employee benefits, and digital. The company generates maximum revenue from the agent channel segment.
68GF Score

Get the complete analysis for BKK:TLI

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.50
Price
฿8.83
GF Value