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Thai Life Insurance PCLBKK:TLI -0.85%63 5-Year Yield-on-Cost % is 5.08 as of Aug. 06, 2026, which is 6% above its 10-year median of 4.81. GuruFocus rates BKK:TLI with a GF Score™ of 63/100 and a GF Value™ of ฿6.95 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 420 Insurance companies, Thai Life Insurance PCL ranks better than 63.57% on this metric.
Thai Life Insurance PCL (BKK:TLI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Thai Life Insurance PCL 5-Year Yield-on-Cost % Related Terms
BKK:TLI vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Thai Life Insurance PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thai Life Insurance PCL 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Thai Life Insurance PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Thai Life Insurance PCL's 5-Year Yield-on-Cost % falls into.
Thai Life Insurance PCL 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Thai Life Insurance PCL (BKK:TLI) has a 5-Year Yield-on-Cost % of 5.08 as of Aug. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Thai Life Insurance PCL and its competitors. This is near median its historical median of 4.81. Over the past decade, Thai Life Insurance PCL's 5-Year Yield-on-Cost % has ranged from 2.27 to 10.00. According to the industry distribution chart, Thai Life Insurance PCL ranks #153 out of 420 companies in the Insurance industry, placing it in the top 36.4%.
Is Thai Life Insurance PCL's 5-Year Yield-on-Cost % too high?
Thai Life Insurance PCL's current 5-Year Yield-on-Cost % of 5.08 is near median its 10-year median of 4.81. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 10.00. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Thai Life Insurance PCL's value of 5.08 is 31.4% above this industry median. Based on the distribution chart, Thai Life Insurance PCL ranks #153 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, Thai Life Insurance PCL has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Life Insurance PCL's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, Thai Life Insurance PCL ranks #153 out of 420 companies for 5-Year Yield-on-Cost %. This puts Thai Life Insurance PCL in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Thai Life Insurance PCL's value of 5.08 is 31.4% above this benchmark. Historically, Thai Life Insurance PCL's own 5-Year Yield-on-Cost % has ranged from 2.27 to 10.00 over the past decade. While the company's 10-year median is 4.81 vs. the industry median of 3.87, Thai Life Insurance PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thai Life Insurance PCL's current 5-Year Yield-on-Cost % of 5.08 is 31.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Thai Life Insurance PCL and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Life Insurance PCL's current 5-Year Yield-on-Cost % is 5.08, which is near median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Life Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Life Insurance PCL (BKK:TLI) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿6.95, compared to a current price of ฿11.70 — trading 68.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.08, which is near median its 10-year median of 4.81 and 31.4% above the Insurance industry median of 3.87. Thai Life Insurance PCL's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Thai Life Insurance PCL (BKK:TLI), the current 5-Year Yield-on-Cost % is 5.08 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thai Life Insurance PCL (BKK:TLI) Overvalued in 2026?
Based on GuruFocus' analysis, Thai Life Insurance PCL stock appears to be overvalued.
The current stock price of ฿11.70 is trading 68.3% above its estimated GF Value™ of ฿6.95.
GuruFocus considers Thai Life Insurance PCL to be Significantly Overvalued.
Key valuation signals for BKK:TLI:
5-Year Yield-on-Cost %: 5.08 (near median its 10-year median of 4.81)
GF Value™: ฿6.95 vs. price of ฿11.70 (68.3% above fair value)
Industry Position: 31.4% above the Insurance median (#153 of 420)
No single metric tells the full story. See the BKK:TLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thai Life Insurance PCL is a life insurance company. It provides integrated products covering personal accident insurance and group insurance. Its segment includes agent channel; and partnership and other channels, which include commercial banks, government banks, leasing & hire purchase, consumer finance, direct marketing, group employee benefits, and digital. The company generates maximum revenue from the agent channel segment.
63GF Score
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