Thai Life Insurance PCL (BKK:TLI) Enterprise Value: ฿121,731 Mil (As of Jul. 11, 2026) ***


BKK:TLI Thai Life Insurance PCL BKK:TLI
63 GF Score
Price ฿11.90
GF Value ฿7.10
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Thai Life Insurance PCL Enterprise Value?

Thai Life Insurance PCL BKK:TLI 63 Enterprise Value is ฿121,731 Mil as of Jul. 11, 2026. GuruFocus rates BKK:TLI with a GF Score™ of 63/100 and a GF Value™ of ฿7.10 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Thai Life Insurance PCL's Enterprise Value is ฿121,731 Mil. Thai Life Insurance PCL's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0 Mil. Therefore, Thai Life Insurance PCL's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Thai Life Insurance PCL's Enterprise Value is ฿121,731 Mil. Thai Life Insurance PCL's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ฿0 Mil. Therefore, Thai Life Insurance PCL's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Thai Life Insurance PCL's Enterprise Value is ฿121,731 Mil. Thai Life Insurance PCL's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ฿55,658 Mil. Therefore, Thai Life Insurance PCL's EV-to-Revenue ratio for today is 2.19.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Thai Life Insurance PCL's Enterprise Value is ฿121,731 Mil. Thai Life Insurance PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ฿17,839 Mil. Therefore, Thai Life Insurance PCL's EV-to-OCF ratio for today is 6.82.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Thai Life Insurance PCL's Enterprise Value is ฿121,731 Mil. Thai Life Insurance PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ฿16,125 Mil. Therefore, Thai Life Insurance PCL's EV-to-FCF ratio for today is 7.55.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Thai Life Insurance PCL  (BKK:TLI) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Thai Life Insurance PCL's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=121731.269/0
=

Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil.
Thai Life Insurance PCL's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Thai Life Insurance PCL's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=121731.269/0
=

Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil.
Thai Life Insurance PCL's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Thai Life Insurance PCL's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=121731.269/55657.843
=2.19

Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil.
Thai Life Insurance PCL's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿55,658 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Thai Life Insurance PCL's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=121731.269/17839.174
=6.82

Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil.
Thai Life Insurance PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿17,839 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Thai Life Insurance PCL's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=121731.269/16124.551
=7.55

Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil.
Thai Life Insurance PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿16,125 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Thai Life Insurance PCL Enterprise Value Related Terms


Thai Life Insurance PCL Enterprise Value Historical Data

* Premium members only.

The historical data trend for Thai Life Insurance PCL's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thai Life Insurance PCL Enterprise Value Chart

Thai Life Insurance PCL Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only 0.00 162,919.10 97,071.31 117,322.74 106,060.27

Thai Life Insurance PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 126,421.01 104,012.33 115,817.04 106,060.27 104,556.27

BKK:TLI vs AFL, MET, PRU: Enterprise Value Comparison

For the Insurance - Life subindustry, Thai Life Insurance PCL's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thai Life Insurance PCL Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Thai Life Insurance PCL's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Thai Life Insurance PCL's Enterprise Value falls into.


BKK:TLI
63GF Score
Thai Life Insurance PCL BKK:TLI
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thai Life Insurance PCL Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Thai Life Insurance PCL's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Thai Life Insurance PCL's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ฿121,731 Mil mean?
Thai Life Insurance PCL (BKK:TLI) has a Enterprise Value of ฿121,731 Mil as of Jul. 11, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Thai Life Insurance PCL and its competitors.
Is Thai Life Insurance PCL's Enterprise Value too high?
Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil. Overall, Thai Life Insurance PCL has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Life Insurance PCL's Enterprise Value compare to AFL and MET?
Thai Life Insurance PCL's Enterprise Value of ฿121,731 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Thai Life Insurance PCL and its competitors. Thai Life Insurance PCL's current Enterprise Value is ฿121,731 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Life Insurance PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Life Insurance PCL (BKK:TLI) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿7.10, compared to a current price of ฿11.90 — trading 67.6% above its estimated fair value. The current Enterprise Value is ฿121,731 Mil. Thai Life Insurance PCL's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Thai Life Insurance PCL (BKK:TLI), the current Enterprise Value is ฿121,731 Mil as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thai Life Insurance PCL (BKK:TLI) Overvalued in 2026?

Based on GuruFocus' analysis, Thai Life Insurance PCL stock appears to be overvalued. The current stock price of ฿11.90 is trading 67.6% above its estimated GF Value™ of ฿7.10. GuruFocus considers Thai Life Insurance PCL to be Significantly Overvalued.

Key valuation signals for BKK:TLI:

  • Enterprise Value: ฿121,731 Mil
  • GF Value™: ฿7.10 vs. price of ฿11.90 (67.6% above fair value)
  • GF Score™: 63/100 with 3 warning signs

No single metric tells the full story. See the BKK:TLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thai Life Insurance PCL Business Description

Other Exchanges TLI-F:Thailand
Address 123 Ratchadaphisek Road, Thai Life Insurance Building, 6th Floor, Din Daeng Subdistrict, Din Daeng District, Bangkok, THA, 10400
Thai Life Insurance PCL is a life insurance company. It provides integrated products covering personal accident insurance and group insurance. Its segment includes agent channel; and partnership and other channels, which include commercial banks, government banks, leasing & hire purchase, consumer finance, direct marketing, group employee benefits, and digital. The company generates maximum revenue from the agent channel segment.
63GF Score

Get the complete analysis for BKK:TLI

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿11.90
Price
฿7.10
GF Value