ERIE (Erie Indemnity Co) OCF Yield %: 3.63 (As of Jul. 06, 2026) — 20% Above Median


ERIE Erie Indemnity Co ERIE
67 GF Score
Price $257.80
GF Value $348.68
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Erie Indemnity Co OCF Yield %?

Erie Indemnity Co ERIE -0.56% 67 OCF Yield % is 3.63 as of Jul. 06, 2026, which is 20% above its 10-year median of 3.03. GuruFocus rates ERIE with a GF Score™ of 67/100 and a GF Value™ of $348.68 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 505 Insurance companies, Erie Indemnity Co ranks worse than 69.31% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Erie Indemnity Co's Trailing 12-Month Cash Flow from Operations is $489 Mil, and Market Cap is $13,480 Mil. Therefore, Erie Indemnity Co's OCF Yield % for today is 3.63%.

The historical rank and industry rank for Erie Indemnity Co's OCF Yield % or its related term are showing as below:

ERIE' s OCF Yield % Range Over the Past 10 Years
Min: 0.96   Med: 3.03   Max: 4.87
Current: 3.63


During the past 13 years, the highest OCF Yield % of Erie Indemnity Co was 4.87%. The lowest was 0.96%. And the median was 3.03%.

ERIE's OCF Yield % is ranked worse than
69.31% of 505 companies
in the Insurance industry
Industry Median: 8.02 vs ERIE: 3.63

Erie Indemnity Co's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Erie Indemnity Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Erie Indemnity Co OCF Yield % Related Terms


Erie Indemnity Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Erie Indemnity Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erie Indemnity Co OCF Yield % Chart

Erie Indemnity Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.00 2.82 2.18 2.84 4.58

Erie Indemnity Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.16 3.92 5.28 0.00 2.80

ERIE vs NP, BRO, CRVL: OCF Yield % Comparison

For the Insurance Brokers subindustry, Erie Indemnity Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erie Indemnity Co OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Erie Indemnity Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Erie Indemnity Co's OCF Yield % falls into.


ERIE
67GF Score
Erie Indemnity Co ERIE
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Erie Indemnity Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Erie Indemnity Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=686.657 / 14988.9285
=4.58%

Erie Indemnity Co's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=91.892 * 4 / 13140.9999
=2.80%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 3.63 mean?
Erie Indemnity Co (ERIE) has a OCF Yield % of 3.63 as of Jul. 06, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Erie Indemnity Co and its competitors. This is 20% above median its historical median of 3.03. Over the past decade, Erie Indemnity Co's OCF Yield % has ranged from 0.96 to 4.87. According to the industry distribution chart, Erie Indemnity Co ranks #350 out of 505 companies in the Insurance industry, placing it in the top 69.3%.
Is Erie Indemnity Co's OCF Yield % too high?
Erie Indemnity Co's current OCF Yield % of 3.63 is 20% above median its 10-year median of 3.03. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 4.87. The Insurance industry median OCF Yield % is 8.02. Erie Indemnity Co's value of 3.63 is 54.7% below this industry median. Based on the distribution chart, Erie Indemnity Co ranks #350 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's OCF Yield % compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #350 out of 505 companies for OCF Yield %. This places Erie Indemnity Co in the lower half of its industry. The industry median OCF Yield % is 8.02. Erie Indemnity Co's value of 3.63 is 54.7% below this benchmark. Historically, Erie Indemnity Co's own OCF Yield % has ranged from 0.96 to 4.87 over the past decade. While the company's 10-year median is 3.03 vs. the industry median of 8.02, Erie Indemnity Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.02, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current OCF Yield % of 3.63 is 54.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median OCF Yield % is 8.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current OCF Yield % is 3.63, which is 20% above median its own 10-year median of 3.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (ERIE) is currently considered Modestly Undervalued. The stock's GF Value™ is $348.68, compared to a current price of $257.80 — trading 26.1% below its estimated fair value. The current OCF Yield % is 3.63, which is 20% above median its 10-year median of 3.03 and 54.7% below the Insurance industry median of 8.02. Erie Indemnity Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Erie Indemnity Co (ERIE), the current OCF Yield % is 3.63 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erie Indemnity Co (ERIE) Overvalued in 2026?

Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued. The current stock price of $257.80 is trading 26.1% below its estimated GF Value™ of $348.68. GuruFocus considers Erie Indemnity Co to be Modestly Undervalued.

Key valuation signals for ERIE:

  • OCF Yield %: 3.63 (20% above median its 10-year median of 3.03)
  • GF Value™: $348.68 vs. price of $257.80 (26.1% below fair value)
  • GF Score™: 67/100 with 1 warning sign
  • Industry Position: 54.7% below the Insurance median (#350 of 505)

No single metric tells the full story. See the ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Erie Indemnity Co Business Description

Other Exchanges EI2:Germany
Address 100 Erie Insurance Place, Erie, PA, USA, 16530-0001
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
67GF Score

Get the complete analysis for ERIE

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$257.80
Price
$348.68
GF Value