Erie Indemnity CoERIE -0.82%67 Pretax Margin % is 15.43% as of Mar. 2026, which is 6% below its 10-year median of 16.37. GuruFocus rates ERIE with a GF Score™ of 67/100 and a GF Value™ of $348.68 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 503 Insurance companies, Erie Indemnity Co ranks better than 67.79% on this metric.
The historical rank and industry rank for Erie Indemnity Co's Pretax Margin % or its related term are showing as below:
ERIE'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.2 Med: 16.37 Max: 19.79
Current: 17.44
ERIE's Pretax Margin % is ranked better than 67.79% of 503
companies
in the Insurance industry
Industry Median: 12
vs ERIE: 17.44
Erie Indemnity Co (NAS:ERIE) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Erie Indemnity Co Pretax Margin % Related Terms
Erie Indemnity Co Pretax Margin % Historical Data
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The historical data trend for Erie Indemnity Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Erie Indemnity Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erie Indemnity Co (ERIE) has a Pretax Margin % of 15.43% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Erie Indemnity Co and its competitors. This is near median its historical median of 16.37. Over the past decade, Erie Indemnity Co's Pretax Margin % has ranged from 13.20 to 19.79. According to the industry distribution chart, Erie Indemnity Co ranks #162 out of 503 companies in the Insurance industry, placing it in the top 32.2%.
Is Erie Indemnity Co's Pretax Margin % too high?
Erie Indemnity Co's current Pretax Margin % of 15.43% is near median its 10-year median of 16.37. Over the past 10 years, this metric has ranged from a low of 13.20 to a high of 19.79. The Insurance industry median Pretax Margin % is 12.00. Erie Indemnity Co's value of 15.43% is 28.6% above this industry median. Based on the distribution chart, Erie Indemnity Co ranks #162 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's Pretax Margin % compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #162 out of 503 companies for Pretax Margin %. This puts Erie Indemnity Co in the upper half of its industry. The industry median Pretax Margin % is 12.00. Erie Indemnity Co's value of 15.43% is 28.6% above this benchmark. Historically, Erie Indemnity Co's own Pretax Margin % has ranged from 13.20 to 19.79 over the past decade. While the company's 10-year median is 16.37 vs. the industry median of 12.00, Erie Indemnity Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current Pretax Margin % of 15.43% is 28.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current Pretax Margin % is 15.43%, which is near median its own 10-year median of 16.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (ERIE) is currently considered Modestly Undervalued. The stock's GF Value™ is $348.68, compared to a current price of $257.13 — trading 26.3% below its estimated fair value. The current Pretax Margin % is 15.43%, which is near median its 10-year median of 16.37 and 28.6% above the Insurance industry median of 12.00. Erie Indemnity Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Erie Indemnity Co (ERIE), the current Pretax Margin % is 15.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (ERIE) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of $257.13 is trading 26.3% below its estimated GF Value™ of $348.68.
GuruFocus considers Erie Indemnity Co to be Modestly Undervalued.
Key valuation signals for ERIE:
Pretax Margin %: 15.43% (near median its 10-year median of 16.37)
GF Value™: $348.68 vs. price of $257.13 (26.3% below fair value)
Industry Position: 28.6% above the Insurance median (#162 of 503)
No single metric tells the full story. See the ERIE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
67GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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