American Integrity Insurance Group (FRA:8DI) Debt-to-EBITDA : N/A (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:8DI American Integrity Insurance Group Inc FRA:8DI
13 GF Score
Price €17.20
! 1 Warning Sign
View Full Analysis

What is American Integrity Insurance Group Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

American Integrity Insurance Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €0.0 Mil. American Integrity Insurance Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was €28.7 Mil. American Integrity Insurance Group's annualized EBITDA for the quarter that ended in Mar. 2026 was €0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for American Integrity Insurance Group's Debt-to-EBITDA or its related term are showing as below:

FRA:8DI's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.19
* Ranked among companies with meaningful Debt-to-EBITDA only.

American Integrity Insurance Group  (FRA:8DI) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


American Integrity Insurance Group Debt-to-EBITDA Related Terms


American Integrity Insurance Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for American Integrity Insurance Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Integrity Insurance Group Debt-to-EBITDA Chart

American Integrity Insurance Group Annual Data
Trend Dec23 Dec24 Dec25
Debt-to-EBITDA
N/A N/A N/A

American Integrity Insurance Group Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

FRA:8DI vs GBLI, NODK, KINS: Debt-to-EBITDA Comparison

For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Integrity Insurance Group Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, American Integrity Insurance Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where American Integrity Insurance Group's Debt-to-EBITDA falls into.


FRA:8DI
13GF Score
American Integrity Insurance Group Inc FRA:8DI
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

American Integrity Insurance Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

American Integrity Insurance Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0.919) / N/A
=N/A

American Integrity Insurance Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.


American Integrity Insurance Group Business Description

Other Exchanges AII:USA
Address 5426 Bay Center Drive, Suite 600, Tampa, FL, USA, 33609
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
13GF Score

Get the complete analysis for FRA:8DI

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.20
Price