American Integrity Insurance Group (FRA:8DI) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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FRA:8DI American Integrity Insurance Group Inc FRA:8DI
13 GF Score
Price €16.00
! 1 Warning Sign
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What is American Integrity Insurance Group Effective Interest Rate on Debt %?

American Integrity Insurance Group FRA:8DI 13 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates FRA:8DI with a GF Score™ of 13/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. American Integrity Insurance Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €0.0 Mil. American Integrity Insurance Group's average total debt for the quarter that ended in Mar. 2026 was €14.8 Mil. Therefore, American Integrity Insurance Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


American Integrity Insurance Group  (FRA:8DI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


American Integrity Insurance Group Effective Interest Rate on Debt % Related Terms


American Integrity Insurance Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for American Integrity Insurance Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

American Integrity Insurance Group Effective Interest Rate on Debt % Chart

American Integrity Insurance Group Annual Data
Trend Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.00 0.00

American Integrity Insurance Group Quarterly Data
Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:8DI vs GBLI, NODK, KINS: Effective Interest Rate on Debt % Comparison

For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Integrity Insurance Group Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, American Integrity Insurance Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where American Integrity Insurance Group's Effective Interest Rate on Debt % falls into.


FRA:8DI
13GF Score
American Integrity Insurance Group Inc FRA:8DI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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American Integrity Insurance Group Effective Interest Rate on Debt % Calculation

American Integrity Insurance Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (3.477+0.919)/ 2 )
=-1  *  0/2.198
=0.00 %

where

American Integrity Insurance Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0.919+28.689)/ 2 )
=-1  *  0/14.804
=0.00 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.689 + 0
=28.689

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
American Integrity Insurance Group (FRA:8DI) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on American Integrity Insurance Group and its competitors.
Is American Integrity Insurance Group's Effective Interest Rate on Debt % too high?
American Integrity Insurance Group's current Effective Interest Rate on Debt % is 0.00%. Overall, American Integrity Insurance Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does American Integrity Insurance Group's Effective Interest Rate on Debt % compare to GBLI and NODK?
American Integrity Insurance Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on American Integrity Insurance Group and its competitors. American Integrity Insurance Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Integrity Insurance Group stock overvalued right now?
American Integrity Insurance Group (FRA:8DI) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. American Integrity Insurance Group's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For American Integrity Insurance Group (FRA:8DI), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

American Integrity Insurance Group Business Description

Other Exchanges AII:USA
Address 5426 Bay Center Drive, Suite 600, Tampa, FL, USA, 33609
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
13GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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