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What is American Integrity Insurance Group Debt-to-Equity?
American Integrity Insurance GroupFRA:8DI -0.58%13 Debt-to-Equity is 0.10 as of Mar. 2026, which is 400% above its 10-year median of 0.02. GuruFocus rates FRA:8DI with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 406 Insurance companies, American Integrity Insurance Group ranks better than 68.23% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
FRA:8DI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 0.1
Current: 0.1
During the past 3 years, the highest Debt-to-Equity Ratio of American Integrity Insurance Group was 0.10. The lowest was 0.00. And the median was 0.02.
FRA:8DI's Debt-to-Equity is ranked better than 68.23% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs FRA:8DI: 0.10
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
American Integrity Insurance Group Debt-to-Equity Related Terms
American Integrity Insurance Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group Debt-to-Equity Chart
FRA:8DI vs GBLI, NODK, KINS: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Integrity Insurance Group Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, American Integrity Insurance Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where American Integrity Insurance Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group (FRA:8DI) has a Debt-to-Equity of 0.10 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on American Integrity Insurance Group and its competitors. This is 400% above median its historical median of 0.02. According to the industry distribution chart, American Integrity Insurance Group ranks #129 out of 406 companies in the Insurance industry, placing it in the top 31.8%.
Is American Integrity Insurance Group's Debt-to-Equity too high?
American Integrity Insurance Group's current Debt-to-Equity of 0.10 is 400% above median its 10-year median of 0.02. The Insurance industry median Debt-to-Equity is 0.20. American Integrity Insurance Group's value of 0.10 is 50% below this industry median. Based on the distribution chart, American Integrity Insurance Group ranks #129 out of 406 companies in the Insurance industry, which is above the industry midpoint. Overall, American Integrity Insurance Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does American Integrity Insurance Group's Debt-to-Equity compare to GBLI and NODK?
According to the Insurance industry distribution chart, American Integrity Insurance Group ranks #129 out of 406 companies for Debt-to-Equity. This puts American Integrity Insurance Group in the upper half of its industry. The industry median Debt-to-Equity is 0.20. American Integrity Insurance Group's value of 0.10 is 50% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.20, American Integrity Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Integrity Insurance Group's current Debt-to-Equity of 0.10 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on American Integrity Insurance Group and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Integrity Insurance Group's current Debt-to-Equity is 0.10, which is 400% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Integrity Insurance Group stock overvalued right now?
American Integrity Insurance Group (FRA:8DI) has a current Debt-to-Equity of 0.10. The current Debt-to-Equity is 0.10, which is 400% above median its 10-year median of 0.02 and 50% below the Insurance industry median of 0.20. American Integrity Insurance Group's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For American Integrity Insurance Group (FRA:8DI), the current Debt-to-Equity is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
13GF Score
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