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American Integrity Insurance GroupFRA:8DI 13 Return-on-Tangible-Asset is 6.68% as of Mar. 2026, which is 53% above its 10-year median of 4.38. GuruFocus rates FRA:8DI with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 507 Insurance companies, American Integrity Insurance Group ranks better than 79.49% on this metric.
The historical rank and industry rank for American Integrity Insurance Group's Return-on-Tangible-Asset or its related term are showing as below:
FRA:8DI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.86 Med: 4.38 Max: 8.22
Current: 6.21
During the past 3 years, American Integrity Insurance Group's highest Return-on-Tangible-Asset was 8.22%. The lowest was 3.86%. And the median was 4.38%.
FRA:8DI's Return-on-Tangible-Asset is ranked better than 79.49% of 507
companies
in the Insurance industry
Industry Median: 2.75
vs FRA:8DI: 6.21
American Integrity Insurance Group (FRA:8DI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
American Integrity Insurance Group Return-on-Tangible-Asset Related Terms
American Integrity Insurance Group Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group Return-on-Tangible-Asset Chart
FRA:8DI vs GBLI, NODK, KINS: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Integrity Insurance Group Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, American Integrity Insurance Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where American Integrity Insurance Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 6.68% mean?
American Integrity Insurance Group (FRA:8DI) has a Return-on-Tangible-Asset of 6.68% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on American Integrity Insurance Group and its competitors. This is 53% above median its historical median of 4.38. Over the past decade, American Integrity Insurance Group's Return-on-Tangible-Asset has ranged from 3.86 to 8.22. According to the industry distribution chart, American Integrity Insurance Group ranks #104 out of 507 companies in the Insurance industry, placing it in the top 20.5%.
Is American Integrity Insurance Group's Return-on-Tangible-Asset too high?
American Integrity Insurance Group's current Return-on-Tangible-Asset of 6.68% is 53% above median its 10-year median of 4.38. Over the past 10 years, this metric has ranged from a low of 3.86 to a high of 8.22. The Insurance industry median Return-on-Tangible-Asset is 2.75. American Integrity Insurance Group's value of 6.68% is 142.9% above this industry median. Based on the distribution chart, American Integrity Insurance Group ranks #104 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, American Integrity Insurance Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does American Integrity Insurance Group's Return-on-Tangible-Asset compare to GBLI and NODK?
According to the Insurance industry distribution chart, American Integrity Insurance Group ranks #104 out of 507 companies for Return-on-Tangible-Asset. This places American Integrity Insurance Group in the top 21% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.75. American Integrity Insurance Group's value of 6.68% is 142.9% above this benchmark. Historically, American Integrity Insurance Group's own Return-on-Tangible-Asset has ranged from 3.86 to 8.22 over the past decade. While the company's 10-year median is 4.38 vs. the industry median of 2.75, American Integrity Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.75, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Integrity Insurance Group's current Return-on-Tangible-Asset of 6.68% is 142.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on American Integrity Insurance Group and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Integrity Insurance Group's current Return-on-Tangible-Asset is 6.68%, which is 53% above median its own 10-year median of 4.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Integrity Insurance Group stock overvalued right now?
American Integrity Insurance Group (FRA:8DI) has a current Return-on-Tangible-Asset of 6.68%. The current Return-on-Tangible-Asset is 6.68%, which is 53% above median its 10-year median of 4.38 and 142.9% above the Insurance industry median of 2.75. American Integrity Insurance Group's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For American Integrity Insurance Group (FRA:8DI), the current Return-on-Tangible-Asset is 6.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Integrity Insurance Group Business Description
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
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