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American Integrity Insurance GroupFRA:8DI 13 Pretax Margin % is 29.97% as of Mar. 2026, which is 20% above its 10-year median of 24.98. GuruFocus rates FRA:8DI with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, American Integrity Insurance Group ranks better than 88.22% on this metric.
The historical rank and industry rank for American Integrity Insurance Group's Pretax Margin % or its related term are showing as below:
FRA:8DI'
s Pretax Margin % Range Over the Past 10 Years
Min: 22.28 Med: 24.98 Max: 41.61
Current: 33.64
FRA:8DI's Pretax Margin % is ranked better than 88.22% of 501
companies
in the Insurance industry
Industry Median: 11.78
vs FRA:8DI: 33.64
American Integrity Insurance Group (FRA:8DI) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
American Integrity Insurance Group Pretax Margin % Related Terms
American Integrity Insurance Group Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group Pretax Margin % Chart
FRA:8DI vs GBLI, NODK, KINS: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Integrity Insurance Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, American Integrity Insurance Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where American Integrity Insurance Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group (FRA:8DI) has a Pretax Margin % of 29.97% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on American Integrity Insurance Group and its competitors. This is 20% above median its historical median of 24.98. Over the past decade, American Integrity Insurance Group's Pretax Margin % has ranged from 22.28 to 41.61. According to the industry distribution chart, American Integrity Insurance Group ranks #59 out of 501 companies in the Insurance industry, placing it in the top 11.8%.
Is American Integrity Insurance Group's Pretax Margin % too high?
American Integrity Insurance Group's current Pretax Margin % of 29.97% is 20% above median its 10-year median of 24.98. Over the past 10 years, this metric has ranged from a low of 22.28 to a high of 41.61. The Insurance industry median Pretax Margin % is 11.78. American Integrity Insurance Group's value of 29.97% is 154.4% above this industry median. Based on the distribution chart, American Integrity Insurance Group ranks #59 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, American Integrity Insurance Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does American Integrity Insurance Group's Pretax Margin % compare to GBLI and NODK?
According to the Insurance industry distribution chart, American Integrity Insurance Group ranks #59 out of 501 companies for Pretax Margin %. This places American Integrity Insurance Group in the top 12% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.78. American Integrity Insurance Group's value of 29.97% is 154.4% above this benchmark. Historically, American Integrity Insurance Group's own Pretax Margin % has ranged from 22.28 to 41.61 over the past decade. While the company's 10-year median is 24.98 vs. the industry median of 11.78, American Integrity Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.78, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Integrity Insurance Group's current Pretax Margin % of 29.97% is 154.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on American Integrity Insurance Group and its competitors. For the Insurance industry, the median Pretax Margin % is 11.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Integrity Insurance Group's current Pretax Margin % is 29.97%, which is 20% above median its own 10-year median of 24.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Integrity Insurance Group stock overvalued right now?
American Integrity Insurance Group (FRA:8DI) has a current Pretax Margin % of 29.97%. The current Pretax Margin % is 29.97%, which is 20% above median its 10-year median of 24.98 and 154.4% above the Insurance industry median of 11.78. American Integrity Insurance Group's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For American Integrity Insurance Group (FRA:8DI), the current Pretax Margin % is 29.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Integrity Insurance Group Business Description
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
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