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What is American Integrity Insurance Group Net Margin %?
American Integrity Insurance GroupFRA:8DI 13 Net Margin % is 21.90% as of Mar. 2026, which is 13% above its 10-year median of 19.45. GuruFocus rates FRA:8DI with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, American Integrity Insurance Group ranks better than 89.22% on this metric.
FRA:8DI'
s Net Margin % Range Over the Past 10 Years
Min: 18.82 Med: 19.45 Max: 36.03
Current: 27.56
FRA:8DI's Net Margin % is ranked better than 89.22% of 501
companies
in the Insurance industry
Industry Median: 9.14
vs FRA:8DI: 27.56
American Integrity Insurance Group (FRA:8DI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
American Integrity Insurance Group Net Margin % Related Terms
American Integrity Insurance Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group Net Margin % Chart
FRA:8DI vs GBLI, NODK, KINS: Net Margin % Comparison
For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Integrity Insurance Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, American Integrity Insurance Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where American Integrity Insurance Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group (FRA:8DI) has a Net Margin % of 21.90% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on American Integrity Insurance Group and its competitors. This is 13% above median its historical median of 19.45. Over the past decade, American Integrity Insurance Group's Net Margin % has ranged from 18.82 to 36.03. According to the industry distribution chart, American Integrity Insurance Group ranks #54 out of 501 companies in the Insurance industry, placing it in the top 10.8%.
Is American Integrity Insurance Group's Net Margin % too high?
American Integrity Insurance Group's current Net Margin % of 21.90% is 13% above median its 10-year median of 19.45. Over the past 10 years, this metric has ranged from a low of 18.82 to a high of 36.03. The Insurance industry median Net Margin % is 9.14. American Integrity Insurance Group's value of 21.90% is 139.6% above this industry median. Based on the distribution chart, American Integrity Insurance Group ranks #54 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, American Integrity Insurance Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does American Integrity Insurance Group's Net Margin % compare to GBLI and NODK?
According to the Insurance industry distribution chart, American Integrity Insurance Group ranks #54 out of 501 companies for Net Margin %. This places American Integrity Insurance Group in the top 11% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.14. American Integrity Insurance Group's value of 21.90% is 139.6% above this benchmark. Historically, American Integrity Insurance Group's own Net Margin % has ranged from 18.82 to 36.03 over the past decade. While the company's 10-year median is 19.45 vs. the industry median of 9.14, American Integrity Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.14, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Integrity Insurance Group's current Net Margin % of 21.90% is 139.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on American Integrity Insurance Group and its competitors. For the Insurance industry, the median Net Margin % is 9.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Integrity Insurance Group's current Net Margin % is 21.90%, which is 13% above median its own 10-year median of 19.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Integrity Insurance Group stock overvalued right now?
American Integrity Insurance Group (FRA:8DI) has a current Net Margin % of 21.90%. The current Net Margin % is 21.90%, which is 13% above median its 10-year median of 19.45 and 139.6% above the Insurance industry median of 9.14. American Integrity Insurance Group's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For American Integrity Insurance Group (FRA:8DI), the current Net Margin % is 21.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Integrity Insurance Group Business Description
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
13GF Score
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