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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Vivir Seguros Compania de Seguros de Vida Debt-to-EBITDA Related Terms
Vivir Seguros Compania de Seguros de Vida Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vivir Seguros Compania de Seguros de Vida Debt-to-EBITDA Chart
Vivir Seguros Compania de Seguros de Vida Annual Data
For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vivir Seguros Compania de Seguros de Vida Debt-to-EBITDA vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is one times the quarterly (Dec. 2025) EBITDA data.
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a Debt-to-EBITDA of 0.06 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vivir Seguros Compania de Seguros de Vida. This is near median its historical median of 0.06. Over the past decade, Vivir Seguros Compania de Seguros de Vida's Debt-to-EBITDA has ranged from 0.06 to 0.06.
Is Vivir Seguros Compania de Seguros de Vida's Debt-to-EBITDA too high?
Vivir Seguros Compania de Seguros de Vida's current Debt-to-EBITDA of 0.06 is near median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.06. The Insurance industry median Debt-to-EBITDA is 1.25. Vivir Seguros Compania de Seguros de Vida's value of 0.06 is 95.2% below this industry median.
How does Vivir Seguros Compania de Seguros de Vida's Debt-to-EBITDA compare to ?
Vivir Seguros Compania de Seguros de Vida's Debt-to-EBITDA of 0.06 can be compared against companies in the Insurance industry. The industry median Debt-to-EBITDA is 1.25. Vivir Seguros Compania de Seguros de Vida's value of 0.06 is 95.2% below this benchmark. Historically, Vivir Seguros Compania de Seguros de Vida's own Debt-to-EBITDA has ranged from 0.06 to 0.06 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 1.25, Vivir Seguros Compania de Seguros de Vida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Insurance company?
The median Debt-to-EBITDA among Insurance companies is 1.25, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current Debt-to-EBITDA of 0.06 is 95.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Vivir Seguros Compania de Seguros de Vida. For the Insurance industry, the median Debt-to-EBITDA is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current Debt-to-EBITDA is 0.06, which is near median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current Debt-to-EBITDA of 0.06. The current Debt-to-EBITDA is 0.06, which is near median its 10-year median of 0.06 and 95.2% below the Insurance industry median of 1.25. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current Debt-to-EBITDA is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.
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