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Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Vivir Seguros Compania de Seguros de Vida PS Ratio Related Terms
Vivir Seguros Compania de Seguros de Vida PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vivir Seguros Compania de Seguros de Vida PS Ratio Chart
Vivir Seguros Compania de Seguros de Vida Annual Data
For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vivir Seguros Compania de Seguros de Vida PS Ratio vs Insurance Industry
Vivir Seguros Compania de Seguros de Vida PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Vivir Seguros Compania de Seguros de Vida's Share Price of today is S/.0.68019.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was S/.2.10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a PS Ratio of 0.32 as of Jul. 24, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. This is near median its historical median of 0.32. Over the past decade, Vivir Seguros Compania de Seguros de Vida's PS Ratio has ranged from 0.19 to 0.49.
Is Vivir Seguros Compania de Seguros de Vida's PS Ratio too high?
Vivir Seguros Compania de Seguros de Vida's current PS Ratio of 0.32 is near median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.49. The Insurance industry median PS Ratio is 1.15. Vivir Seguros Compania de Seguros de Vida's value of 0.32 is 72.2% below this industry median.
How does Vivir Seguros Compania de Seguros de Vida's PS Ratio compare to ?
Vivir Seguros Compania de Seguros de Vida's PS Ratio of 0.32 can be compared against companies in the Insurance industry. The industry median PS Ratio is 1.15. Vivir Seguros Compania de Seguros de Vida's value of 0.32 is 72.2% below this benchmark. Historically, Vivir Seguros Compania de Seguros de Vida's own PS Ratio has ranged from 0.19 to 0.49 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 1.15, Vivir Seguros Compania de Seguros de Vida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current PS Ratio of 0.32 is 72.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current PS Ratio is 0.32, which is near median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current PS Ratio of 0.32. The current PS Ratio is 0.32, which is near median its 10-year median of 0.32 and 72.2% below the Insurance industry median of 1.15. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current PS Ratio is 0.32 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vivir Seguros Compania de Seguros de Vida Business Description
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.
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