Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) EBITDA Margin %: 2.49% (As of Dec. 2025) — 51% Below Median


What is Vivir Seguros Compania de Seguros de Vida EBITDA Margin %?

Vivir Seguros Compania de Seguros de Vida LIM:VIVSEGC1 EBITDA Margin % is 2.49% as of Dec. 2025, which is 51% below its 10-year median of 5.10. The stock has 5 warning signs investors should review.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Vivir Seguros Compania de Seguros de Vida's EBITDA for the six months ended in Dec. 2025 was S/.12.9 Mil. Vivir Seguros Compania de Seguros de Vida's Revenue for the six months ended in Dec. 2025 was S/.515.6 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EBITDA margin for the quarter that ended in Dec. 2025 was 2.49%.


Vivir Seguros Compania de Seguros de Vida  (LIM:VIVSEGC1) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Vivir Seguros Compania de Seguros de Vida EBITDA Margin % Related Terms


Vivir Seguros Compania de Seguros de Vida EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida EBITDA Margin % Chart

Vivir Seguros Compania de Seguros de Vida Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only 6.14 4.15 4.43 5.76 2.49

Vivir Seguros Compania de Seguros de Vida Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only 6.14 4.15 4.43 5.76 2.49

LIM:VIVSEGC1 vs : EBITDA Margin % Comparison

For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vivir Seguros Compania de Seguros de Vida EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % falls into.



Vivir Seguros Compania de Seguros de Vida EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=12.864/515.602
=2.49 %

Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=12.864/515.602
=2.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 2.49% mean?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a EBITDA Margin % of 2.49% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. This is 51% below median its historical median of 5.10. Over the past decade, Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % has ranged from 2.49 to 20.78.
Is Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % too high?
Vivir Seguros Compania de Seguros de Vida's current EBITDA Margin % of 2.49% is 51% below median its 10-year median of 5.10. Over the past 10 years, this metric has ranged from a low of 2.49 to a high of 20.78. The Insurance industry median EBITDA Margin % is 14.75. Vivir Seguros Compania de Seguros de Vida's value of 2.49% is 83.1% below this industry median.
How does Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % compare to ?
Vivir Seguros Compania de Seguros de Vida's EBITDA Margin % of 2.49% can be compared against companies in the Insurance industry. The industry median EBITDA Margin % is 14.75. Vivir Seguros Compania de Seguros de Vida's value of 2.49% is 83.1% below this benchmark. Historically, Vivir Seguros Compania de Seguros de Vida's own EBITDA Margin % has ranged from 2.49 to 20.78 over the past decade. While the company's 10-year median is 5.10 vs. the industry median of 14.75, Vivir Seguros Compania de Seguros de Vida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.75, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current EBITDA Margin % of 2.49% is 83.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current EBITDA Margin % is 2.49%, which is 51% below median its own 10-year median of 5.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current EBITDA Margin % of 2.49%. The current EBITDA Margin % is 2.49%, which is 51% below median its 10-year median of 5.10 and 83.1% below the Insurance industry median of 14.75. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current EBITDA Margin % is 2.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vivir Seguros Compania de Seguros de Vida Business Description

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Address Avenue Apoquindo 6750, 10th Floor - Las Condes, Santiago, PER
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.