Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) Net Margin %: 1.42% (As of Dec. 2025) — 69% Below Median


What is Vivir Seguros Compania de Seguros de Vida Net Margin %?

Vivir Seguros Compania de Seguros de Vida LIM:VIVSEGC1 Net Margin % is 1.42% as of Dec. 2025, which is 69% below its 10-year median of 4.56. The stock has 5 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. Vivir Seguros Compania de Seguros de Vida's Net Income for the six months ended in Dec. 2025 was S/.7.3 Mil. Vivir Seguros Compania de Seguros de Vida's Revenue for the six months ended in Dec. 2025 was S/.515.6 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's net margin for the quarter that ended in Dec. 2025 was 1.42%.

The historical rank and industry rank for Vivir Seguros Compania de Seguros de Vida's Net Margin % or its related term are showing as below:

LIM:VIVSEGC1' s Net Margin % Range Over the Past 10 Years
Min: 1.42   Med: 4.56   Max: 15.31
Current: 1.42

LIM:VIVSEGC1's Net Margin % is not ranked
in the Insurance industry.
Industry Median: 9.2 vs LIM:VIVSEGC1: 1.42

Vivir Seguros Compania de Seguros de Vida  (LIM:VIVSEGC1) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Vivir Seguros Compania de Seguros de Vida Net Margin % Related Terms

Vivir Seguros Compania de Seguros de Vida Net Margin % Historical Data

* Premium members only.

The historical data trend for Vivir Seguros Compania de Seguros de Vida's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida Net Margin % Chart

Vivir Seguros Compania de Seguros de Vida Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only 4.74 4.33 3.55 4.56 1.42

Vivir Seguros Compania de Seguros de Vida Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only 4.74 4.33 3.55 4.56 1.42

LIM:VIVSEGC1 vs : Net Margin % Comparison

For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vivir Seguros Compania de Seguros de Vida Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Vivir Seguros Compania de Seguros de Vida's Net Margin % distribution charts can be found below:

* The bar in red indicates where Vivir Seguros Compania de Seguros de Vida's Net Margin % falls into.


Vivir Seguros Compania de Seguros de Vida Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Vivir Seguros Compania de Seguros de Vida's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=7.331/515.602
=1.42 %

Vivir Seguros Compania de Seguros de Vida's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=7.331/515.602
=1.42 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 1.42% mean?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a Net Margin % of 1.42% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. This is 69% below median its historical median of 4.56. Over the past decade, Vivir Seguros Compania de Seguros de Vida's Net Margin % has ranged from 1.42 to 15.31.
Is Vivir Seguros Compania de Seguros de Vida's Net Margin % too high?
Vivir Seguros Compania de Seguros de Vida's current Net Margin % of 1.42% is 69% below median its 10-year median of 4.56. Over the past 10 years, this metric has ranged from a low of 1.42 to a high of 15.31. The Insurance industry median Net Margin % is 9.20. Vivir Seguros Compania de Seguros de Vida's value of 1.42% is 84.6% below this industry median.
How does Vivir Seguros Compania de Seguros de Vida's Net Margin % compare to ?
Vivir Seguros Compania de Seguros de Vida's Net Margin % of 1.42% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.20. Vivir Seguros Compania de Seguros de Vida's value of 1.42% is 84.6% below this benchmark. Historically, Vivir Seguros Compania de Seguros de Vida's own Net Margin % has ranged from 1.42 to 15.31 over the past decade. While the company's 10-year median is 4.56 vs. the industry median of 9.20, Vivir Seguros Compania de Seguros de Vida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.20, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current Net Margin % of 1.42% is 84.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. For the Insurance industry, the median Net Margin % is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current Net Margin % is 1.42%, which is 69% below median its own 10-year median of 4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current Net Margin % of 1.42%. The current Net Margin % is 1.42%, which is 69% below median its 10-year median of 4.56 and 84.6% below the Insurance industry median of 9.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current Net Margin % is 1.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vivir Seguros Compania de Seguros de Vida Business Description

Comparable Companies
Address Avenue Apoquindo 6750, 10th Floor - Las Condes, Santiago, PER
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.