Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) Dividend Payout Ratio: 0.97 (As of Dec. 2025) — Near Median


What is Vivir Seguros Compania de Seguros de Vida Dividend Payout Ratio?

Vivir Seguros Compania de Seguros de Vida LIM:VIVSEGC1 Dividend Payout Ratio is 0.97 as of Dec. 2025, which is at its 10-year median of 0.97. The stock has 5 warning signs investors should review.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.97.

The historical rank and industry rank for Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio or its related term are showing as below:

LIM:VIVSEGC1' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.97   Med: 0.97   Max: 0.97
Current: 0.97

During the past 9 years, the highest Dividend Payout Ratio of Vivir Seguros Compania de Seguros de Vida was 0.97. The lowest was 0.97. And the median was 0.97.

LIM:VIVSEGC1's Dividend Payout Ratio is not ranked
in the Insurance industry.
Industry Median: 0.38 vs LIM:VIVSEGC1: 0.97

As of today (2026-07-13), the Dividend Yield % of Vivir Seguros Compania de Seguros de Vida is 0.00%.

During the past 9 years, the highest Trailing Annual Dividend Yield of Vivir Seguros Compania de Seguros de Vida was 4.26%. The lowest was 4.26%. And the median was 4.26%.

Vivir Seguros Compania de Seguros de Vida's Dividends per Share for the months ended in Dec. 2025 was S/.0.03.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Vivir Seguros Compania de Seguros de Vida Dividend Payout Ratio Related Terms

Vivir Seguros Compania de Seguros de Vida Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida Dividend Payout Ratio Chart

Vivir Seguros Compania de Seguros de Vida Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.97

Vivir Seguros Compania de Seguros de Vida Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.97

LIM:VIVSEGC1 vs : Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vivir Seguros Compania de Seguros de Vida Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio falls into.


Vivir Seguros Compania de Seguros de Vida Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.029/ 0.03
=0.97

Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.029/ 0.03
=0.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.97 mean?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a Dividend Payout Ratio of 0.97 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. This is near median its historical median of 0.97. Over the past decade, Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio has ranged from 0.97 to 0.97.
Is Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio too high?
Vivir Seguros Compania de Seguros de Vida's current Dividend Payout Ratio of 0.97 is near median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 0.97. The Insurance industry median Dividend Payout Ratio is 0.38. Vivir Seguros Compania de Seguros de Vida's value of 0.97 is 155.3% above this industry median.
How does Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio compare to ?
Vivir Seguros Compania de Seguros de Vida's Dividend Payout Ratio of 0.97 can be compared against companies in the Insurance industry. The industry median Dividend Payout Ratio is 0.38. Vivir Seguros Compania de Seguros de Vida's value of 0.97 is 155.3% above this benchmark. Historically, Vivir Seguros Compania de Seguros de Vida's own Dividend Payout Ratio has ranged from 0.97 to 0.97 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.38, Vivir Seguros Compania de Seguros de Vida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current Dividend Payout Ratio of 0.97 is 155.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current Dividend Payout Ratio is 0.97, which is near median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current Dividend Payout Ratio of 0.97. The current Dividend Payout Ratio is 0.97, which is near median its 10-year median of 0.97 and 155.3% above the Insurance industry median of 0.38. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current Dividend Payout Ratio is 0.97 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vivir Seguros Compania de Seguros de Vida Business Description

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Address Avenue Apoquindo 6750, 10th Floor - Las Condes, Santiago, PER
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.