Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) Enterprise Value: S/.-6.0 Mil (As of Jul. 12, 2026) ***

What is Vivir Seguros Compania de Seguros de Vida Enterprise Value?

Vivir Seguros Compania de Seguros de Vida LIM:VIVSEGC1 Enterprise Value is S/.-6.0 Mil as of Jul. 12, 2026. The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Vivir Seguros Compania de Seguros de Vida's Enterprise Value is S/.-6.0 Mil. Vivir Seguros Compania de Seguros de Vida's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was S/.9.4 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EV-to-EBIT ratio for today is -0.64.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Vivir Seguros Compania de Seguros de Vida's Enterprise Value is S/.-6.0 Mil. Vivir Seguros Compania de Seguros de Vida's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was S/.12.9 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EV-to-EBITDA ratio for today is -0.47.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Vivir Seguros Compania de Seguros de Vida's Enterprise Value is S/.-6.0 Mil. Vivir Seguros Compania de Seguros de Vida's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was S/.515.6 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EV-to-Revenue ratio for today is -0.01.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Vivir Seguros Compania de Seguros de Vida's Enterprise Value is S/.-6.0 Mil. Vivir Seguros Compania de Seguros de Vida's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was S/.-6.7 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EV-to-OCF ratio for today is 0.89.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Vivir Seguros Compania de Seguros de Vida's Enterprise Value is S/.-6.0 Mil. Vivir Seguros Compania de Seguros de Vida's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.-7.3 Mil. Therefore, Vivir Seguros Compania de Seguros de Vida's EV-to-FCF ratio for today is 0.83.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.

Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Vivir Seguros Compania de Seguros de Vida's EV-to-EBIT for today is

EV-to-EBIT	=	Enterprise Value (Today)	/	EBIT (TTM)
	=	-5.996	/	9.42
	=	-0.64

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was S/.9.4 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Vivir Seguros Compania de Seguros de Vida's EV-to-EBITDA for today is:

EV-to-EBITDA	=	Enterprise Value (Today)	/	EBITDA(TTM)
	=	-5.996	/	12.864
	=	-0.47

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was S/.12.9 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Vivir Seguros Compania de Seguros de Vida's EV-to-Revenue for today is:

EV-to-Revenue	=	Enterprise Value (Today)	/	Revenue (TTM)
	=	-5.996	/	515.602
	=	-0.01

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was S/.515.6 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Vivir Seguros Compania de Seguros de Vida's EV-to-OCF for today is:

EV-to-OCF	=	Enterprise Value (Today)	/	Cash Flow from Operations (TTM)
	=	-5.996	/	-6.748
	=	0.89

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was S/.-6.7 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Vivir Seguros Compania de Seguros de Vida's EV-to-FCF for today is:

EV-to-FCF	=	Enterprise Value (Today)	/	Free Cash Flow (TTM)
	=	-5.996	/	-7.263
	=	0.83

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Vivir Seguros Compania de Seguros de Vida's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was S/.-7.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida Enterprise Value Related Terms

Vivir Seguros Compania de Seguros de Vida Enterprise Value Historical Data

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The historical data trend for Vivir Seguros Compania de Seguros de Vida's Enterprise Value can be seen below:

Vivir Seguros Compania de Seguros de Vida Enterprise Value Chart

Vivir Seguros Compania de Seguros de Vida Annual Data

Trend

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Enterprise Value

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73.24

102.89

125.28

161.92

161.13

Vivir Seguros Compania de Seguros de Vida Semi-Annual Data
	Dec17	Dec18	Dec19	Dec20	Dec21	Dec22	Dec23	Dec24	Dec25
Enterprise Value	Get a 7-Day Free Trial				73.24	102.89	125.28	161.92	161.13

LIM:VIVSEGC1 vs : Enterprise Value Comparison

For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vivir Seguros Compania de Seguros de Vida Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Vivir Seguros Compania de Seguros de Vida's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Vivir Seguros Compania de Seguros de Vida's Enterprise Value falls into.

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Vivir Seguros Compania de Seguros de Vida Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Vivir Seguros Compania de Seguros de Vida's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

	Enterprise Value (A: Dec. 2025 )
=	Market Cap	+	Preferred Stock	+	Long-Term Debt & Capital Lease Obligation
=	167.12132262	+	0	+	0.798
+	Short-Term Debt & Capital Lease Obligation	+	Minority Interest	-	Balance Sheet Cash And Cash Equivalents
+	0	+	0	-	6.794
=	161.1

Vivir Seguros Compania de Seguros de Vida's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

	Enterprise Value (Q: Dec. 2025 )
=	Market Cap	+	Preferred Stock	+	Long-Term Debt & Capital Lease Obligation
=	167.12132262	+	0	+	0.798
+	Short-Term Debt & Capital Lease Obligation	+	Minority Interest	-	Balance Sheet Cash And Cash Equivalents
+	0	+	0	-	6.794
=	161.1

Frequently Asked Questions Learn more about Enterprise Value →

What does a Enterprise Value of S/.-6.0 Mil mean?

Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a Enterprise Value of S/.-6.0 Mil as of Jul. 12, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors.

Is Vivir Seguros Compania de Seguros de Vida's Enterprise Value too high?

Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil.

How does Vivir Seguros Compania de Seguros de Vida's Enterprise Value compare to ?

Vivir Seguros Compania de Seguros de Vida's Enterprise Value of S/.-6.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Enterprise Value for an Insurance company?

A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Enterprise Value mean?

A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. Vivir Seguros Compania de Seguros de Vida's current Enterprise Value is S/.-6.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?

Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current Enterprise Value of S/.-6.0 Mil. The current Enterprise Value is S/.-6.0 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Enterprise Value calculated?

Enterprise Value is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current Enterprise Value is S/.-6.0 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vivir Seguros Compania de Seguros de Vida Business Description

Industry Financial Services Insurance

Comparable Companies

Address Avenue Apoquindo 6750, 10th Floor - Las Condes, Santiago, PER

Website https://www.vidacamara.cl

Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.