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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Vivir Seguros Compania de Seguros de Vida's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 14.47%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Vivir Seguros Compania de Seguros de Vida 3-Year ROIIC % Related Terms
Vivir Seguros Compania de Seguros de Vida 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vivir Seguros Compania de Seguros de Vida 3-Year ROIIC % Chart
Vivir Seguros Compania de Seguros de Vida Annual Data
For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vivir Seguros Compania de Seguros de Vida 3-Year ROIIC % vs Insurance Industry
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 7.5166032 (Dec. 2025) - 11.943 (Dec. 2022) )
/
( 276.36765 (Dec. 2025) - 306.9592 (Dec. 2022) )
=
-4.4263968
/
-30.59155
=
14.47%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a 3-Year ROIIC % of 14.47 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. This is near median its historical median of 14.47.
Is Vivir Seguros Compania de Seguros de Vida's 3-Year ROIIC % too high?
Vivir Seguros Compania de Seguros de Vida's current 3-Year ROIIC % of 14.47 is near median its 10-year median of 14.47. The Insurance industry median 3-Year ROIIC % is 5.12. Vivir Seguros Compania de Seguros de Vida's value of 14.47 is 182.6% above this industry median.
How does Vivir Seguros Compania de Seguros de Vida's 3-Year ROIIC % compare to ?
Vivir Seguros Compania de Seguros de Vida's 3-Year ROIIC % of 14.47 can be compared against companies in the Insurance industry. The industry median 3-Year ROIIC % is 5.12. Vivir Seguros Compania de Seguros de Vida's value of 14.47 is 182.6% above this benchmark. While the company's 10-year median is 14.47 vs. the industry median of 5.12, Vivir Seguros Compania de Seguros de Vida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.12, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vivir Seguros Compania de Seguros de Vida's current 3-Year ROIIC % of 14.47 is 182.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Vivir Seguros Compania de Seguros de Vida and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vivir Seguros Compania de Seguros de Vida's current 3-Year ROIIC % is 14.47, which is near median its own 10-year median of 14.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current 3-Year ROIIC % of 14.47. The current 3-Year ROIIC % is 14.47, which is near median its 10-year median of 14.47 and 182.6% above the Insurance industry median of 5.12. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current 3-Year ROIIC % is 14.47 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.
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