Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) EBIT: S/.9.4 Mil (TTM As of Dec. 2025)


What is Vivir Seguros Compania de Seguros de Vida EBIT?

Vivir Seguros Compania de Seguros de Vida LIM:VIVSEGC1 EBIT is S/.9.4 Mil as of Dec. 2025. The stock has 5 warning signs investors should review.

Vivir Seguros Compania de Seguros de Vida's earnings before interest and taxes (EBIT) for the six months ended in Dec. 2025 was S/.9.4 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was S/.9.4 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Vivir Seguros Compania de Seguros de Vida's annualized ROC % for the quarter that ended in Dec. 2025 was 2.94%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Vivir Seguros Compania de Seguros de Vida's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was -157.10%.

Vivir Seguros Compania de Seguros de Vida  (LIM:VIVSEGC1) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Vivir Seguros Compania de Seguros de Vida's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2024 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=9.42 * ( 1 - 19.84% )/( (235.7774 + 277.6431)/ 2 )
=7.551072/256.71025
=2.94 %

where

Invested Capital(Q: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=254.787 - 35.33 - ( 5.2 - 5% * 430.408 )
=235.7774

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=301.915 - 43.258 - ( 6.794 - 5% * 515.602 )
=277.6431

Note: The EBIT data used here is one times the annual (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Vivir Seguros Compania de Seguros de Vida's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=9.42/-5.996
=-157.10 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida EBIT Related Terms

Vivir Seguros Compania de Seguros de Vida EBIT Historical Data

* Premium members only.

The historical data trend for Vivir Seguros Compania de Seguros de Vida's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vivir Seguros Compania de Seguros de Vida EBIT Chart

Vivir Seguros Compania de Seguros de Vida Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only 29.95 12.00 12.54 24.60 9.42

Vivir Seguros Compania de Seguros de Vida Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only 29.95 12.00 12.54 24.60 9.42

LIM:VIVSEGC1 vs : EBIT Comparison

For the Insurance - Life subindustry, Vivir Seguros Compania de Seguros de Vida's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vivir Seguros Compania de Seguros de Vida EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Vivir Seguros Compania de Seguros de Vida's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Vivir Seguros Compania de Seguros de Vida's EV-to-EBIT falls into.


Vivir Seguros Compania de Seguros de Vida EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was S/.9.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of S/.9.4 Mil mean?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a EBIT of S/.9.4 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Vivir Seguros Compania de Seguros de Vida.
Is Vivir Seguros Compania de Seguros de Vida's EBIT too high?
Vivir Seguros Compania de Seguros de Vida's current EBIT is S/.9.4 Mil.
How does Vivir Seguros Compania de Seguros de Vida's EBIT compare to ?
Vivir Seguros Compania de Seguros de Vida's EBIT of S/.9.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Vivir Seguros Compania de Seguros de Vida. Vivir Seguros Compania de Seguros de Vida's current EBIT is S/.9.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vivir Seguros Compania de Seguros de Vida stock overvalued right now?
Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1) has a current EBIT of S/.9.4 Mil. The current EBIT is S/.9.4 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Vivir Seguros Compania de Seguros de Vida (LIM:VIVSEGC1), the current EBIT is S/.9.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vivir Seguros Compania de Seguros de Vida Business Description

Comparable Companies
Address Avenue Apoquindo 6750, 10th Floor - Las Condes, Santiago, PER
Vivir Seguros Compania de Seguros de Vida SA is a life insurance company. The company is engaged in offering life insurance products including personal accidents, dental insurance, health insurance and life.