SaveLend Group AB (OSTO:YIELD) Debt-to-EBITDA : N/A (As of Jun. 2026)

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OSTO:YIELD SaveLend Group AB OSTO:YIELD
64 GF Score
Price kr1.68
GF Value kr1.66
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is SaveLend Group AB Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

SaveLend Group AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr3.19 Mil. SaveLend Group AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr2.88 Mil. SaveLend Group AB's annualized EBITDA for the quarter that ended in Jun. 2026 was kr0.00 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for SaveLend Group AB's Debt-to-EBITDA or its related term are showing as below:

OSTO:YIELD' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -21.35   Med: -5.7   Max: 8.7
Current: 2.12

During the past 7 years, the highest Debt-to-EBITDA Ratio of SaveLend Group AB was 8.70. The lowest was -21.35. And the median was -5.70.

OSTO:YIELD's Debt-to-EBITDA is ranked better than
76.92% of 286 companies
in the Credit Services industry
Industry Median: 8.71 vs OSTO:YIELD: 2.12

SaveLend Group AB  (OSTO:YIELD) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


SaveLend Group AB Debt-to-EBITDA Related Terms


SaveLend Group AB Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for SaveLend Group AB's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SaveLend Group AB Debt-to-EBITDA Chart

SaveLend Group AB Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial -2.63 -5.70 -17.21 -14.69 8.70

SaveLend Group AB Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.27 -4.49 N/A 3.09 N/A

OSTO:YIELD vs V, MA, AXP: Debt-to-EBITDA Comparison

For the Credit Services subindustry, SaveLend Group AB's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SaveLend Group AB Debt-to-EBITDA vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SaveLend Group AB's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where SaveLend Group AB's Debt-to-EBITDA falls into.


OSTO:YIELD
64GF Score
SaveLend Group AB OSTO:YIELD
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SaveLend Group AB Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

SaveLend Group AB's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15.081 + 20.308) / 4.067
=8.70

SaveLend Group AB's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3.186 + 2.876) / 0
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is SaveLend Group AB (OSTO:YIELD) Overvalued in 2026?

Based on GuruFocus' analysis, SaveLend Group AB stock appears to be overvalued. The current stock price of kr1.68 is trading 0.9% above its estimated GF Value™ of kr1.66. GuruFocus considers SaveLend Group AB to be Fairly Valued.

Key valuation signals for OSTO:YIELD:

  • Debt-to-EBITDA: N/A
  • GF Value™: kr1.66 vs. price of kr1.68 (0.9% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the OSTO:YIELD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SaveLend Group AB Business Description

Address Kammakargatan 7, Stockholm, SWE, 111 40
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
64GF Score

Get the complete analysis for OSTO:YIELD

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1.68
Price
kr1.66
GF Value