The historical rank and industry rank for SaveLend Group AB's FCF Margin % or its related term are showing as below:
OSTO:YIELD'
s FCF Margin % Range Over the Past 10 Years
Min: -35.13 Med: -17.59 Max: 0.29
Current: 0.29
During the past 7 years, the highest FCF Margin % of SaveLend Group AB was 0.29%. The lowest was -35.13%. And the median was -17.59%.
OSTO:YIELD's FCF Margin % is ranked better than 50.09% of 531
companies
in the Credit Services industry
Industry Median: 0.24
vs OSTO:YIELD: 0.29
SaveLend Group AB FCF Margin % Related Terms
SaveLend Group AB FCF Margin % Historical Data
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The historical data trend for SaveLend Group AB's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SaveLend Group AB's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's FCF Margin % distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB (OSTO:YIELD) has a FCF Margin % of 0.29% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SaveLend Group AB and its competitors. According to the industry distribution chart, SaveLend Group AB ranks #265 out of 531 companies in the Credit Services industry, placing it in the top 49.9%.
Is SaveLend Group AB's FCF Margin % too high?
SaveLend Group AB's current FCF Margin % is 0.29%. The Credit Services industry median FCF Margin % is 0.24. SaveLend Group AB's value of 0.29% is 20.8% above this industry median. Based on the distribution chart, SaveLend Group AB ranks #265 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, SaveLend Group AB has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #265 out of 531 companies for FCF Margin %. This puts SaveLend Group AB in the upper half of its industry. The industry median FCF Margin % is 0.24. SaveLend Group AB's value of 0.29% is 20.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.24, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SaveLend Group AB's current FCF Margin % of 0.29% is 20.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median FCF Margin % is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current FCF Margin % is 0.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
Based on GuruFocus' analysis, SaveLend Group AB (OSTO:YIELD) is currently considered Fairly Valued. The stock's GF Value™ is kr1.70, compared to a current price of kr1.65 — trading 2.9% below its estimated fair value. The current FCF Margin % is 0.29% and 20.8% above the Credit Services industry median of 0.24. SaveLend Group AB's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SaveLend Group AB (OSTO:YIELD), the current FCF Margin % is 0.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (OSTO:YIELD) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be undervalued.
The current stock price of kr1.65 is trading 2.9% below its estimated GF Value™ of kr1.70.
GuruFocus considers SaveLend Group AB to be Fairly Valued.
Key valuation signals for OSTO:YIELD:
FCF Margin %: 0.29%
GF Value™: kr1.70 vs. price of kr1.65 (2.9% below fair value)
Industry Position: 20.8% above the Credit Services median (#265 of 531)
No single metric tells the full story. See the OSTO:YIELD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
59GF Score
Get the complete analysis for OSTO:YIELD
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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