SaveLend Group AB (OSTO:YIELD) EV-to-EBIT: -25.81 (As of Aug. 30, 2026)

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OSTO:YIELD SaveLend Group AB OSTO:YIELD
63 GF Score
Price kr1.60
GF Value kr1.66
Valuation Fairly Valued
! 4 Warning Signs
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What is SaveLend Group AB EV-to-EBIT?

SaveLend Group AB OSTO:YIELD -2.74% 63 EV-to-EBIT is -25.81 as of Aug. 30, 2026. GuruFocus rates OSTO:YIELD with a GF Score™ of 63/100 and a GF Value™ of kr1.66 (Fairly Valued). The stock has 4 warning signs investors should review. Among 310 Credit Services companies, SaveLend Group AB ranks worse than 322580.32% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, SaveLend Group AB's Enterprise Value is kr61.61 Mil. SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was kr-2.39 Mil. Therefore, SaveLend Group AB's EV-to-EBIT for today is -25.81.

The historical rank and industry rank for SaveLend Group AB's EV-to-EBIT or its related term are showing as below:

OSTO:YIELD' s EV-to-EBIT Range Over the Past 10 Years
Min: -48.1   Med: -10.35   Max: -3.96
Current: -25.81

During the past 7 years, the highest EV-to-EBIT of SaveLend Group AB was -3.96. The lowest was -48.10. And the median was -10.35.

OSTO:YIELD's EV-to-EBIT is ranked worse than
100% of 310 companies
in the Credit Services industry
Industry Median: 21.88 vs OSTO:YIELD: -25.81

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. SaveLend Group AB's Enterprise Value for the quarter that ended in Jun. 2026 was kr66.19 Mil. SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was kr-2.39 Mil. SaveLend Group AB's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was -3.61%.


SaveLend Group AB  (OSTO:YIELD) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

SaveLend Group AB's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=-2.387/66.19348
=-3.61 %

SaveLend Group AB's Enterprise Value for the quarter that ended in Jun. 2026 was kr66.19 Mil.
SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-2.39 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SaveLend Group AB EV-to-EBIT Related Terms


SaveLend Group AB EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for SaveLend Group AB's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SaveLend Group AB EV-to-EBIT Chart

SaveLend Group AB Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial -14.44 -17.85 -12.60 -5.00 -7.85

SaveLend Group AB Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Dec25 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.26 -5.00 -10.26 -7.85 -27.73

OSTO:YIELD vs V, MA, AXP: EV-to-EBIT Comparison

For the Credit Services subindustry, SaveLend Group AB's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SaveLend Group AB EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SaveLend Group AB's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where SaveLend Group AB's EV-to-EBIT falls into.


OSTO:YIELD
63GF Score
SaveLend Group AB OSTO:YIELD
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SaveLend Group AB EV-to-EBIT Calculation

SaveLend Group AB's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=61.611/-2.387
=-25.81

SaveLend Group AB's current Enterprise Value is kr61.61 Mil.
SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-2.39 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of -25.81 mean?
SaveLend Group AB (OSTO:YIELD) has a EV-to-EBIT of -25.81 as of Aug. 30, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SaveLend Group AB and its competitors. According to the industry distribution chart, SaveLend Group AB ranks #999999 out of 310 companies in the Credit Services industry.
Is SaveLend Group AB's EV-to-EBIT too high?
SaveLend Group AB's current EV-to-EBIT is -25.81. Based on the distribution chart, SaveLend Group AB ranks #999999 out of 310 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SaveLend Group AB has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #999999 out of 310 companies for EV-to-EBIT. This places SaveLend Group AB in the lower half of its industry. The industry median EV-to-EBIT is 21.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 21.88, based on 310 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median EV-to-EBIT is 21.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current EV-to-EBIT is -25.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
Based on GuruFocus' analysis, SaveLend Group AB (OSTO:YIELD) is currently considered Fairly Valued. The stock's GF Value™ is kr1.66, compared to a current price of kr1.60 — trading 3.6% below its estimated fair value. The current EV-to-EBIT is -25.81. SaveLend Group AB's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For SaveLend Group AB (OSTO:YIELD), the current EV-to-EBIT is -25.81 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SaveLend Group AB (OSTO:YIELD) Overvalued in 2026?

Based on GuruFocus' analysis, SaveLend Group AB stock appears to be undervalued. The current stock price of kr1.60 is trading 3.6% below its estimated GF Value™ of kr1.66. GuruFocus considers SaveLend Group AB to be Fairly Valued.

Key valuation signals for OSTO:YIELD:

  • EV-to-EBIT: -25.81
  • GF Value™: kr1.66 vs. price of kr1.60 (3.6% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the OSTO:YIELD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SaveLend Group AB Business Description

Address Kammakargatan 7, Stockholm, SWE, 111 40
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
63GF Score

Get the complete analysis for OSTO:YIELD

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr1.60
Price
kr1.66
GF Value