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SaveLend Group AB's Enterprise Value for the quarter that ended in Jun. 2026 was kr-149.5 Mil.
SaveLend Group AB's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was kr-23.4 Mil. SaveLend Group AB's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 13.48%.
The historical rank and industry rank for SaveLend Group AB's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
OSTO:YIELD'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -42.19 Med: -11.27 Max: -3.43
Current: -37.87
During the past 7 years, the highest Earnings Yield (Joel Greenblatt) of SaveLend Group AB was -3.43%. The lowest was -42.19%. And the median was -11.27%.
OSTO:YIELD's Earnings Yield (Joel Greenblatt) % is ranked worse than 97.44% of 546
companies
in the Credit Services industry
Industry Median: 1.83
vs OSTO:YIELD: -37.87
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. SaveLend Group AB's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 0.00%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
SaveLend Group AB (OSTO:YIELD) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
SaveLend Group AB Earnings Yield (Joel Greenblatt) % Related Terms
SaveLend Group AB Earnings Yield (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for SaveLend Group AB's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB Earnings Yield (Joel Greenblatt) % Chart
For the Credit Services subindustry, SaveLend Group AB's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB Earnings Yield (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's Earnings Yield (Joel Greenblatt) % falls into.
SaveLend Group AB Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
SaveLend Group ABs Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
For company reported semi-annually or annually, GuruFocus only calculate annual data for Earnings Yield (Joel Greenblatt) and apply the annual figure to corresponding quarter.
What does a Earnings Yield (Joel Greenblatt) % of 13.48% mean?
SaveLend Group AB (OSTO:YIELD) has a Earnings Yield (Joel Greenblatt) % of 13.48% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on SaveLend Group AB and its competitors. According to the industry distribution chart, SaveLend Group AB ranks #532 out of 546 companies in the Credit Services industry, placing it in the top 97.4%.
Is SaveLend Group AB's Earnings Yield (Joel Greenblatt) % too high?
SaveLend Group AB's current Earnings Yield (Joel Greenblatt) % is 13.48%. The Credit Services industry median Earnings Yield (Joel Greenblatt) % is 1.83. SaveLend Group AB's value of 13.48% is 636.6% above this industry median. Based on the distribution chart, SaveLend Group AB ranks #532 out of 546 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, SaveLend Group AB has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's Earnings Yield (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #532 out of 546 companies for Earnings Yield (Joel Greenblatt) %. This places SaveLend Group AB in the lower half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 1.83. SaveLend Group AB's value of 13.48% is 636.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Credit Services company?
The median Earnings Yield (Joel Greenblatt) % among Credit Services companies is 1.83, based on 546 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SaveLend Group AB's current Earnings Yield (Joel Greenblatt) % of 13.48% is 636.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median Earnings Yield (Joel Greenblatt) % is 1.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current Earnings Yield (Joel Greenblatt) % is 13.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
Based on GuruFocus' analysis, SaveLend Group AB (OSTO:YIELD) is currently considered Modestly Undervalued. The stock's GF Value™ is kr2.02, compared to a current price of kr1.60 — trading 20.8% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 13.48% and 636.6% above the Credit Services industry median of 1.83. SaveLend Group AB's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For SaveLend Group AB (OSTO:YIELD), the current Earnings Yield (Joel Greenblatt) % is 13.48% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (OSTO:YIELD) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be undervalued.
The current stock price of kr1.60 is trading 20.8% below its estimated GF Value™ of kr2.02.
GuruFocus considers SaveLend Group AB to be Modestly Undervalued.
Key valuation signals for OSTO:YIELD:
Earnings Yield (Joel Greenblatt) %: 13.48%
GF Value™: kr2.02 vs. price of kr1.60 (20.8% below fair value)
Industry Position: 636.6% above the Credit Services median (#532 of 546)
No single metric tells the full story. See the OSTO:YIELD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
64GF Score
Get the complete analysis for OSTO:YIELD
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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