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SaveLend Group ABOSTO:YIELD 64 3-1 Month Momentum % is -0.59% as of Sep. 21, 2026. GuruFocus rates OSTO:YIELD with a GF Score™ of 64/100 and a GF Value™ of kr2.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 566 Credit Services companies, SaveLend Group AB ranks worse than 51.94% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-21), SaveLend Group AB's 3-1 Month Momentum % is -0.59%.
The industry rank for SaveLend Group AB's 3-1 Month Momentum % or its related term are showing as below:
OSTO:YIELD's 3-1 Month Momentum % is ranked worse than 51.94% of 566
companies
in the Credit Services industry
Industry Median: 0.125
vs OSTO:YIELD: -0.59
SaveLend Group AB (OSTO:YIELD) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
SaveLend Group AB 3-1 Month Momentum % Related Terms
OSTO:YIELD vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, SaveLend Group AB's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SaveLend Group AB 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SaveLend Group AB's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where SaveLend Group AB's 3-1 Month Momentum % falls into.
SaveLend Group AB (OSTO:YIELD) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SaveLend Group AB (OSTO:YIELD) has a 3-1 Month Momentum % of -0.59% as of Sep. 21, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SaveLend Group AB and its competitors. According to the industry distribution chart, SaveLend Group AB ranks #294 out of 566 companies in the Credit Services industry, placing it in the top 51.9%.
Is SaveLend Group AB's 3-1 Month Momentum % too high?
SaveLend Group AB's current 3-1 Month Momentum % is -0.59%. Based on the distribution chart, SaveLend Group AB ranks #294 out of 566 companies in the Credit Services industry, which is below the industry midpoint. Overall, SaveLend Group AB has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SaveLend Group AB's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, SaveLend Group AB ranks #294 out of 566 companies for 3-1 Month Momentum %. This places SaveLend Group AB in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.13. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.13, based on 566 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SaveLend Group AB and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SaveLend Group AB's current 3-1 Month Momentum % is -0.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SaveLend Group AB stock overvalued right now?
Based on GuruFocus' analysis, SaveLend Group AB (OSTO:YIELD) is currently considered Modestly Undervalued. The stock's GF Value™ is kr2.02, compared to a current price of kr1.58 — trading 21.8% below its estimated fair value. The current 3-1 Month Momentum % is -0.59%. SaveLend Group AB's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For SaveLend Group AB (OSTO:YIELD), the current 3-1 Month Momentum % is -0.59% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SaveLend Group AB (OSTO:YIELD) Overvalued in 2026?
Based on GuruFocus' analysis, SaveLend Group AB stock appears to be undervalued.
The current stock price of kr1.58 is trading 21.8% below its estimated GF Value™ of kr2.02.
GuruFocus considers SaveLend Group AB to be Modestly Undervalued.
Key valuation signals for OSTO:YIELD:
3-1 Month Momentum %: -0.59%
GF Value™: kr2.02 vs. price of kr1.58 (21.8% below fair value)
No single metric tells the full story. See the OSTO:YIELD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SaveLend Group AB is fintech company engaged in the peer-to-peer lending segment. The group has two operating segments. The Savings Platform encompasses all activities related to savers and intermediated loans. The Invoice Platform is the operating segment that includes all invoice service activities.
64GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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